Past District Notice Summaries

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1999 Notice Summaries

December 1999
99-113	The Federal Reserve Bank of Dallas issued a reminder to financial institutions regarding the procedures for accepting and processing food stamp deposits in case of a Year 2000-related Electronic Benefit Transfer system failure.
99-112	The Federal Financial Institutions Examination Council announced that the September 1999 Uniform Bank Performance Reports are available for distribution and sale to the public.
99-111	The Board of Governors of the Federal Reserve System reopened and extended the comment period on proposals to permit electronic delivery of federally mandated disclosures under Regulation B (Equal Credit Opportunity), Regulation E (Electronic Fund Transfers), Regulation M (Consumer Leasing), Regulation Z (Truth in Lending), and Regulation DD (Truth in Savings).
99-110	The Board of Governors of the Federal Reserve System issued a revised pamphlet for Regulation A (Extensions of Credit by Federal Reserve Banks) and slip-sheet amendments to Regulation CC (Availability of Funds and Collection of Checks), Regulation D (Reserve Requirements of Depository Institutions), Regulation DD (Truth in Savings), and the Rules of Organization and Rules of Procedure.
99-109	The four federal banking agencies issued a joint statement addressing their supervisory approach to asset securitization activities.
99-108	The Board of Governors of the Federal Reserve System made the settlement for ACH credit transactions processed by the Federal Reserve final when posted, which is currently 8:30 a.m. Eastern time on the day of settlement.
99-107	The Federal Reserve Bank of Dallas issued the results of a Gallup Poll survey, sponsored by the Board of Governors and the Federal Deposit Insurance Corporation, regarding consumer confidence in banking Y2K preparation.
99-106	The Federal Reserve System distributed the final issue of Century Date Change News.
99-105	The Federal Financial Institutions Examination Council issued Form FFIEC 004, which is designed to assist bank executive officers and principal shareholders in complying with the reporting requirements of Regulation O (Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks).
99-104	The Board of Governors of the Federal Reserve System published an adjustment to the dollar amount that triggers Regulation Z (Truth in Lending) requirements for certain mortgages bearing fees above a certain amount.
99-103	The Board of Governors of the Federal Reserve System adopted amendments to Subpart C of Regulation CC, which contains rules governing the collection and return of checks.

November 1999
99-102	The Federal Reserve Bank of Dallas released the January through February century date change testing schedule.
99-101	The Federal Financial Institutions Examination Council issued an advisory entitled Information Security Precautions During the Century Rollover Period.
99-100	The Federal Financial Institutions Examination Council issued a letter outlining the scope of FFIEC agency Year 2000-related oversight of service providers and software vendors.
99-99	The Federal Reserve Bank of Dallas announced pricing plans for 2000.
99-98	The Board of Governors of the Federal Reserve System requested public comment on proposed revisions to the Official Staff Commentary to Regulation Z (Truth in Lending).
99-97	The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation adopted an interim rule as a joint final rule implementing section 2214 of the Economic Growth and Regulatory Paperwork Reduction Act of 1996.
99-96	The Board of Governors of the Federal Reserve System issued an interpretation regarding the data processing provision of Regulation K (International Banking Operations).
99-95	The Board of Governors of the Federal Reserve System issued amendments to Regulation D (Reserve Requirements of Depository Institutions).

October 1999
99-94	The Federal Reserve Bank of Dallas issued an update on Year 2000 plans for cash services.
99-93	The Federal Reserve Bank of Dallas published the results of the regular election of directors.
99-92	The Federal Reserve Bank of Dallas published the results of the special election of a Class B director.
99-91	The Federal Reserve Bank of Dallas announced the availability of the 1999 Eleventh District Salary Survey Reports.
99-90	The Federal Reserve Bank of Dallas announced the availability of the 1998 Functional Cost and Profit Analysis Average Reports.
99-89	The Board of Governors, the Federal Deposit Insurance Corporation, the National Credit Union Administration, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision issued a joint interagency statement. The statement addresses their supervisory approach to possible temporary balance sheet growth due to potential unusual market responses around the century date change.
99-88	The Board of Governors of the Federal Reserve System issued an examination guidance cautioning against possible relaxation of credit discipline at banks.
99-87	The Federal Reserve System published an updated collateral margin table reflecting new asset types that are acceptable for the discount window and payments system risk.
99-86	The Federal Reserve Bank of Dallas announced voting procedures for the special election of directors.
99-85	The Federal Reserve Bank of Dallas announced voting procedures for the regular election of directors.
99-84	The Board of Governors of the Federal Reserve System announced the appointment of chairmen and deputy chairmen for 2000.

September 1999
99-83	The Federal Reserve System issued Century Date Change Bulletin No. 8 and a supplement that provides local information for the Year 2000 rollover.
99-82	The Federal Reserve Bank of Dallas announced that the effective date of revised prices for Payments Services will be delayed until April 1, 2000, to help ensure a smooth transition to the year 2000.
99-81	The Board of Governors, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation issued the host state loan-to-deposit ratios, which are used to determine compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994.
99-80	The Board of Governors of the Federal Reserve System published an interim rule amending Regulation DD, which implements the Truth in Savings Act.
99-79	The Board of Governors of the Federal Reserve System requested public comment on various regulations to permit electronic delivery of federally mandated disclosures.
99-78	Federal bank, thrift, and credit union regulators announced that 99 percent of federally insured financial institutions have completed critical systems for Year 2000 readiness.
99-77	The Federal Reserve System announced the launch of a new weekend check processing service called Nationwide Weekend Sort, which allows financial institutions to deposit weekend check items in five cash letters at any of six Federal Reserve offices.
99-76	The Federal Reserve Bank of Dallas announced a freeze on electronic connection activities to focus on maintaining reliable services for all customers as we approach the end of 1999 and the transition to 2000
99-75	The Board of Governors of the Federal Reserve System issued a proposal to revise Regulation B (Equal Credit Opportunity).
99-74	The Federal Financial Institutions Examination Council announced the release of the 1999 Census Data CD-ROM, which is designed to help banks and thrifts comply with the Community Reinvestment Act and the Home Mortgage Disclosure Act

August 1999
99-73	The Board of Governors of the Federal Reserve System published revised pamphlets for the Capital Adequacy Guidelines and the Official Staff Commentary on Regulation Z (Truth in Lending). In addition, the Board published slip-sheet amendments to Regulation CC (Availability of Funds and Collection of Checks).
99-72	The Basle Committee on Banking Supervision issued four papers providing guidance to banks and banking supervisors on various aspects of credit risk in banking.
99-71	The Board of Governors of the Federal Reserve System issued an amendment to Regulation A (Extensions of Credit by Federal Reserve Banks).
99-70	The Federal Reserve System announced corrective steps that would be taken to address the recent increase in coin demand.
99-69	The Houston Branch of the Federal Reserve Bank of Dallas announced the introduction of a new group sort, Super High-Dollar Group Sort, effective September 17, 1999.
99-68	The Federal Reserve Bank of Dallas announced nomination procedures for the special election of a Class B director.
99-67	The Federal Reserve Bank of Dallas announced nomination procedures for the regular election of directors.
99-66	The Department of the Treasury, Financial Management Service, issued a proposed rule to the Treasury Tax & Loan interest rate.
99-65	The Federal Financial Institutions Examination Council announced the availability of data on small business, small farm, and community development lending.
99-64	The Federal Reserve System announced revisions to Operating Circulars 4 and 6.
99-63	The Federal Financial Institutions Examination Council announced the availability of 1998 data on mortgage lending activity.
99-62	The Board of Governors of the Federal Reserve System announced the withdrawal of a proposed rulemaking regarding Regulation CC (Availability of Funds and Collection of Checks).

July 1999
99-61	The El Paso Office of the Eleventh Federal Reserve District announced the introduction of a settlement and adjustment service on same-day settlement deposits.
99-60	The Federal Reserve Bank of Dallas announced the Eleventh District holiday schedule for 2000.
99-59	The Federal Reserve System issued two tables reflecting the new margins for the valuation of collateral.
99-58	The Board of Governors of the Federal Reserve System issued a supervisory letter emphasizing the growing need for large and complex banking organizations to maintain strong internal processes.
99-57	The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of Thrift Supervision issued a revised joint policy statement regarding branch closings by insured depository institutions.
99-56	The Board of Governors of the Federal Reserve System issued guidance to supervisory staff and bankers on overseeing large, complex banking organizations.
99-55	The Federal Reserve Bank of Dallas announced a reduction in the fees for ACH origination services effective August 2, 1999.
99-54	The Basle Committee on Banking Supervision issued a consultative paper on a new capital adequacy framework for large internationally active banking organizations.
99-53	The Federal Reserve Bank of Dallas announced changes to check collection service charges, effective July 5, 1999.
99-52	The Department of the Treasury issued a brochure explaining the Electronic Transfer Account (ETASM) program.
99-51	The Board of Governors of the Federal Reserve System solicited nominations for the Consumer Advisory Council.

June 1999
99-50	The Board of Governors of the Federal Reserve System requested public comment on modifying Federal Reserve ACH operations and pricing practices relative to private-sector ACH operators.
99-49	The Board of Governors of the Federal Reserve System issued guidance to supervisors and bankers regarding allowance for loan losses.
99-48	The Federal Financial Institutions Examination Council announced the availability of a report summarizing the Gallup Organization’s findings regarding Y2K customer awareness.
99-47	The Basle Committee on Banking Supervision requested public comment on a paper titled Credit Risk Modeling: Current Practices and Applications.
99-46	The Federal Reserve Bank of Dallas announced revisions to Appendix B of the Account Management Guide.
99-45	The Federal Reserve Bank of Dallas (El Paso Office) announced the introduction of a commercial check deposit MICR service.
99-44	The Office of Foreign Assets Control updated and issued its listing of specially designated nationals and blocked persons.
99-43	The Federal Reserve Bank of Dallas issued the Century Date Change News and Satellite Teleconference Q&A.
99-42	The regulatory agencies issued a checklist of things that consumers can do to protect themselves during the Year 2000 rollover.
99-41	The Board of Governors of the Federal Reserve System announced the availability of a revised Consumer Handbook on Adjustable Rate Mortgages brochure.
99-40	The Board of Governors of the Federal Reserve System announced that it would hold its next Consumer Advisory Council meeting on Thursday, June 24, 1999.
99-39	The Board of Governors of the Federal Reserve System requested public comment on a proposed amendment to Regulation A (Extensions of Credit by Federal Reserve Banks).
99-38	The Federal Reserve Bank of Dallas announced changes to check collection service charges, effective July 5, 1999.
99-37	The Federal Reserve Bank of Dallas released the July through December 1999 century date change customer test schedule.

May 1999
99-36	The Federal Financial Institutions Examination Council issued additional questions and answers concerning Year 2000 business resumption contingency planning.
99-35	The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation adopted a rule amending their risk-based capital standards regarding market risk.
99-34	The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of Thrift Supervision announced withdrawal of their joint 1989 policy statement titled Statement of the Federal Financial Supervisory Agencies Regarding the Community Reinvestment Act.
99-33	The Consumer Compliance Task Force of the Federal Financial Institutions Examination Council announced additions and amendments to its Interagency Questions and Answers Regarding Community Reinvestment.
99-32	The Board of Governors of the Federal Reserve System published revisions to the Official Staff Commentary to Regulation M, which implements the Consumer Leasing Act.
99-31	The Federal Reserve Bank of Dallas issued an updated Selected Interest Rates booklet containing selected interest rates for the years 1970 through 1998.
99-30	The Federal Reserve Bank of Dallas issued its 1999 external telephone directory for the Eleventh District.
99-29	The Securities and Exchange Commission, the Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision issued a joint interagency letter to financial institutions regarding allowance for loan losses.
99-28	The Federal Reserve Bank of Dallas issued an update on its Year 2000 contingency plan for cash services.
99-27	The Board of Governors of the Federal Reserve System published revised pamphlets for Regulations H (Membership of State Banking Institutions in the Federal Reserve System) and I (Issue and Cancellation of Federal Reserve Capital Stock). In addition, the Board published slip-sheet amendments to Regulation Y (Bank Holding Companies and Change in Bank Control).
99-26	The Federal Reserve Bank of Dallas issued Century Date Change Bulletin No. 7, titled Guidance to Federal Reserve Customers on Risk Mitigation Planning for the Century Date Change.

April 1999
99-25	The Board of Governors of the Federal Reserve System announced modifications to the daylight overdraft posting rules to include the posting time for settlement entries processed through the enhanced settlement service. In addition, the footnote-numbering scheme was changed to eliminate the duplication of footnote reference numbers and allow for continuous footnote numbering.
99-24	The Board of Governors of the Federal Reserve System announced withdrawal of its proposed Know Your Customer regulation due to public concern over the privacy of information and the unexpected burden the proposed rule would have imposed on banks and savings associations.
99-23	The Board of Governors of the Federal Reserve System announced final amendments to Regulation CC (Availability of Funds and Collection of Checks). The amendments allow banks that consummate a merger on or after July 1, 1998, and before March 1, 2000, greater time to implement software changes related to the merger.
99-22	The Federal Reserve Bank of Dallas announced that the revised Reserve Maintenance Manual and the new Account Management Guide are now available via the Internet.
99-21	The Board of Governors of the Federal Reserve System published a revised List of Foreign Margin Stocks.
99-20	The Federal Financial Institutions Examination Council announced the availability of the December 1998 Uniform Bank Performance Reports.
99-19	The Department of the Treasury issued a flyer on the proposed Electronic Transfer Account.

March 1999
99-18	The Board of Governors of the Federal Reserve System issued two final rules amending the risk-based and leverage capital standards for state member banks and the risk-based capital standards for bank holding companies.
99-17	The Federal Financial Institutions Examination Council (FFIEC), on behalf of the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision, published its revisions to the Uniform Retail Credit Classification and Account Management Policy.
99-16	The Federal Financial Institutions Examination Council issued guidance to assist financial institutions with customer communication on the Year 2000.
99-15	The Board of Governors of the Federal Reserve System announced that it would hold the next meeting of the Consumer Advisory Council on Thursday, March 25, 1999.
99-14	The Federal Reserve Bank of Dallas distributed Century Date Change Bulletin No. 6 to assist financial institutions with their 1999 century date change testing.
99-13	The Board of Governors of the Federal Reserve System requested public comment on options for amending Regulation CC (Availability of Funds and Collection of Checks).

February 1999
99-12	The Board of Governors of the Federal Reserve System published revised pamphlets for Regulation C (Home Mortgage Disclosure) and Regulation M (Consumer Leasing). In addition, the Board published slip-sheet amendments for Regulation D (Reserve Requirements of Depository Institutions); Regulation K (International Banking Operations); and Regulation O (Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks).
99-11	The Federal Reserve Bank of Dallas announced the January through June 1999 century date change testing schedule.
99-10	The Board of Governors of the Federal Reserve System published slip-sheet amendments to Regulation A (Extensions of Credit by Federal Reserve Banks); Regulation H (Membership of State Banking Institutions in the Federal Reserve System); the Capital Adequacy Guidelines; and the Official Staff Commentary on Regulation Z (Truth in Lending).
99-09	The Federal Financial Institutions Examination Council announced the release of core Interagency Fair Lending Examination Procedures, which provide a basic and flexible framework to be used for the majority of fair lending examinations.

January 1999
99-08	The Board of Governors of the Federal Reserve System announced preliminary figures on the operating income of Federal Reserve Banks during 1998.
99-07	The Board of Governors of the Federal Reserve System announced appointments to the Thrift Institutions Advisory Council and to the Consumer Advisory Council
99-06	The Federal Financial Institutions Examination Council announced the availability of the September 1998 Uniform Bank Performance Reports.
99-05	The Board of Governors of the Federal Reserve System published a final rule amending the staff commentary that interprets the requirements of Regulation C (Home Mortgage Disclosure).
99-04	The Board of Governors of the Federal Reserve System requested public comment on a modification to Regulation CC (Availability of Funds and Collection of Checks). In addition, the Board extended the comment period on proposed amendments to Regulation CC that would allow banks that consummate a merger on or after July 1, 1998, and before June 1, 1999, greater time to implement software changes related to the merger.
99-03	The Board of Governors of the Federal Reserve System published revised pamphlets for the Capital Adequacy Guidelines, Regulation E (Electronic Funds Transfers), and the Official Staff Commentaries on Regulation M (Consumer Leasing) and Regulation DD (Truth in Savings).
99-02	The Board of Governors of the Federal Reserve System requested public comment on the benefits and drawbacks of providing settlement finality on the morning of the settlement day for ACH credit transactions processed by the Federal Reserve.
99-01	The Board of Governors of the Federal Reserve System requested public comment on proposed regulations requiring domestic and foreign banking organizations supervised by the Board to develop Know Your Customer programs.