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Get the Facts: Financial Literacy Makes Cents
"Financial Literacy: An Overview of Practice, Research, and Policy," in the November 2002 issue of the Federal Reserve Bulletin, discusses the concern that many consumers lack a working knowledge of financial concepts and the tools they need to make decisions advantageous to their economic well-being. The complex, specialized financial services marketplace requires consumers to be actively engaged if they are to manage their finances effectively. Informed participants help create a more competitive, more efficient market. Compelling consumer issues, such as predatory lending, high consumer debt and low saving rates, have added to the sense of urgency surrounding financial literacy. Read more 
e-Perspectives, Volume 3, Issue 1, 2003
Federal
Reserve Bank of Dallas  Community Affairs Office  P.O. Box 655906, Dallas, Texas 75265-5906 214-922-5377 |
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| Gloria
Vasquez Brown Vice President |
Nancy C. Vickrey Assistant Vice President and Community Affairs Officer |
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| Jackie Hoyer Houston Branch Senior Community Affairs Advisor |
Diana Mendoza Community Affairs Specialist |
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| Karen Riley Community Affairs Specialist |
Jason Sweat Community Affairs Specialist |
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| The views expressed are the authors' and should not be attributed to the Federal Reserve Bank of Dallas or the Federal Reserve System. Articles may be reprinted on the condition that the source is credited and a copy is provided to the Community Affairs Office. | ||