Making $ense of Personal Finance
El Paso: July 13, 2007

When and Where

• Friday, June 21, 2007
  8:15 a.m. – 3:15 p.m.
• El Paso Branch
  301 E. Main St.
  El Paso, TX 79901
• Directions

More Information

• Elizabeth Waddle
  214-922-5276 or 800-333-4460, ext. 5276
  elizabeth.waddle@dal.frb.org
  

Agenda

About the Speakers

Bettye J. Banks
Senior Vice President for Education
Consumer Credit Counseling Service
of Greater Dallas
Banks has nearly 30 years of experience with CCCS of Greater Dallas and has been senior vice president for education since 1998. She is a certified financial counseling executive and a certified consumer credit counselor. Banks has logged more than 25,000 counseling hours and facilitated over 3,000 seminars, presentations and workshops on money management, credit and related topics. She is a published author of several consumer finance-oriented workbooks and regularly writes feature articles for various local and state publications, including Today's Dallas Woman, Dallas Family and Dallas Child. Often quoted by both print and broadcast media, Banks frequently appears as a money management and credit expert. Banks holds a B.A. degree from Dallas Baptist University.

Lupe Edens
Senior Public Affairs Representative
Federal Reserve Bank of Dallas
El Paso Branch
Edens promotes education programs for schools in the El Paso, southern New Mexico and West Texas area. In this capacity, she plans and coordinates the logistics for workshops and conferences that the El Paso Branch sponsors. Edens has been with the Federal Reserve for 22 years. She began her career in the Checks Department as a return-item and item-processing clerk and was later promoted to check operations coordinator. She joined the Public Affairs Department in May 2004. Edens has a B.B.A. in management from the University of Texas at El Paso.

Yvonne Fernández
Public Affairs Representative
Federal Reserve Bank of Dallas
El Paso Branch
Fernández is involved in coordinating logistics for bank conferences and events. She also promotes economic education at schools and financial institutions and to the general public in the El Paso, southern New Mexico and West Texas areas. She began working at the Federal Reserve in 1998 as an administrative intern in the Checks Department and was later promoted to check operations analyst. She transferred to the Public Affairs Department in May 2004. Fernández holds a B.B.A in finance from the University of Texas at El Paso. 

Don Raschke
Former Deputy Securities Commissioner
TexasState Securities Board
Raschke retired from the Texas State Securities Board (TSSB) in March 2007 after 25 years of state service. This summer, he returned on a temporary basis to work with TSSB's investor education program. Raschke began his career with TSSB as an analyst in the securities registration division. He was assistant director of the dealer registration division and chief financial officer before becoming deputy commissioner in 2003. He served on numerous committees and project groups with the North American Securities Administrators Association and for several years was a committee chair in the investor education section. He was also active in the Texas State Agency Business Administrators' Association (TSABAA) and served as the association's president in 2003. Raschke was chosen Administrator of the Year by TSABAA in 2006. Prior to joining TSSB, he worked for five years as a registered representative for A.G. Edwards and Sons, Inc. He holds a B.B.A. and an M.B.A. from the University of Texas at Austin.

Timothy L. Shaunty
President
Texas Council on Economic Education
Shaunty served as director of the Center for Economic Education at the University of Houston–Clear Lake before becoming president of the Houston-based Texas Council on Economic Education in 2001. During a 30- year career in higher education, he held a variety of positions, including research economist and director of governmental relations. After retirement, he taught government and economics in the public school system. Shaunty has earned multiple degrees in agricultural economics, sociology, business administration and architecture.

Luis E. Terrazas Jr.
Compliance and Internal Audit Manager
Capital Bank
Terrazas has been with Capital Bank since August of 2003. In addition to managing compliance and internal auditing, he serves on the audit committee and is the Banking Secrecy Act designate. Prior to joining Capital Bank, Terrazas worked for Tower LLC as an operations manager for training programs and services. He also worked for Bank of America as a senior personal banker for several years. Terrazas holds a B.B.A. in computer information systems from the University of Texas at El Paso.

Deborah Zuloaga
President and Chief Executive Officer
United Way of El Paso County
Zuloaga was appointed president and chief executive officer of United Way of El Paso County in 2003 after serving as the organization’s associate director and resource development director and executive director of the Girl Scouts of the Rio Grande. She is a member of several community organizations, including the Rotary Club of El Paso, Executive Forum, Las Palmas Medical Center Women’s Advisory Board and Regional Economic Development Corporation Advisory Team. She is also a curriculum officer for Leadership El Paso. Zuloaga spent 10 years in Washington, D.C., where she served as deputy associate director of the White House Presidential Personnel Office and director of the Federal Advisory Committee Office at the U.S. Department of Health and Human Services. Zuloaga holds a B.B.A. in marketing from the University of North Texas.