Personal Finance Education

"Buying a home, saving for retirement or for children's education, or even effectively managing the family budget now requires more financial sophistication than ever before. Financially literate consumers make the financial marketplace work better, and they are better-informed citizens as well."
—Ben S. Bernanke, Former Chairman, Federal Reserve System

  • Building Wealth
  • Building Wealth in the Classroom
  • Payment Calculators

Building Wealth
A Beginner's Guide to Securing Your Financial Future

Building Wealth is a personal finance education resource that can be used individually or in the classroom to help young people develop a plan for building personal wealth. It presents an overview of personal wealth-building strategies that includes setting financial goals, budgeting, saving and investing, managing debt, and understanding credit reports and credit scores.

Building Wealth Guide»

Building Wealth in the Classroom

These lesson plans are designed to facilitate the use of Building Wealth in high school classes. The lessons use a variety of instructional techniques and include student activities, handouts and presentation visuals.

The Texas Legislature mandated the teaching of personal finance education in the economics high school classroom. The Texas State Board of Education approved Building Wealth as one of the resources that meets this mandate.

Smart Board Lessons

Payment Calculators

Use these calculators to estimate finance charges and payment schedules for various types of credit.

Disclaimer: These calculators are intended solely for general information and educational purposes. You should not take any action on the basis of the information provided through these calculators. The results of using these calculators may not be applicable or accurate with regard to your individual circumstances.

Reprint Information

Building Wealth may be reprinted in whole or in part for training purposes, provided it includes credit to the publication and the Federal Reserve Bank of Dallas.


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Federal Reserve Bank of Dallas

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