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Volume 3, Issue 2, 2003   Federal Reserve Bank of Dallas

"Don't Borrow Trouble" Program Targets Predatory Lenders

"Don't Borrow Trouble"SM is a nationally recognized campaign that uses advertising, brochures and public service announcements to help the public identify and avoid predatory practices. Freddie Mac supports participating communities with seed funding, a media kit, project coordination and on-site training by the National Consumer Law Center. Working with the U.S. Conference of Mayors, Freddie Mac is making Don't Borrow Trouble available to more than 1,000 cities nationwide, including San Antonio. Read more »

Predatory Lending Characteristics

While there is no single definition for predatory lending, federal banking regulators, the financial services industry and consumer advocates generally agree that the term refers to abusive practices involving deception, fraud or unfairness. Read more »

What's Happening at the State and Local Level

Current and pending legislation that would restrict predatory lending. Read more »


The Federal Reserve, HUD and the Federal Trade Commission, among others, implement regulations that address many abusive lending practices. Read more »

News & Events

  • Fair Housing/Fair Lending Forum: "Protecting Communities from Predatory Lending Practices," April 24, in Dallas. Read more PDF document
  • Golden Triangle Fair Housing Coalition's 5th Annual Fair Housing Conference, April 21–22, in Beaumont, Texas. Read more Off-site page
  • 2003 National Community Development Lending School, September 14–18, 2003, at Georgia Tech University,
    Atlanta Read more PDF document

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