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The Texas Housing Market
In "Texas Dodges Worst of Foreclosure Woes," (Southwest Economy, fourth quarter 2009) Dallas Fed economists D'Ann Petersen and Laila Assanie give an overview of the Texas housing market. According to the authors, "Housing markets in Texas and the U.S. have shown signs of stabilizing in recent months. Home sales and construction starts are beginning to tick up, thanks in large part to low mortgage rates and the first-time homebuyer tax credit. Despite the improvement, segments remain weak, especially the higher-priced move-up market." The article also looks at factors that influence foreclosures—unemployment, housing affordability, home prices, new construction activity and loan cost.
For an in-depth analysis of Texas' housing affordability and how it differs across the state's metropolitan areas, see "Housing Affordability Upswing"
by the Real Estate Center at Texas A&M University.
e-Perspectives, Volume 10, Issue 1, 2010
Federal Reserve Bank of Dallas  Community Development Office  P.O. Box 655906, Dallas, Texas 75265-5906 214-922-5377 |
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| Gloria
Vasquez Brown Vice President |
Alfreda B. Norman Assistant Vice President and Community Development Officer |
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| Jackie
Hoyer Houston Branch Senior Community Development Advisor |
Julie Gunter Senior Community Development Advisor |
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| Wenhua Di Community Development Economist |
Elizabeth Sobel Blum Community Development Research Associate |
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| Roy Lopez Community Development Specialist |
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| The views expressed are the authors' and should not be attributed to the Federal Reserve Bank of Dallas or the Federal Reserve System. Articles may be reprinted on the condition that the source is credited and a copy is provided to the Community Development Office. | ||