Community Development Publications
New Era for Payday Lending: Regulation, Innovation and the Road Ahead
Updated: October 4, 2016
With the creation of the Consumer Financial Protection Bureau (CFPB) under the Dodd–Frank Act in 2010, lenders who offer payday loan products fall under the direct supervision of a federal regulatory authority.
Community Outlook Series
The Scarcity of Texas Affordable Housing image
Updated: September 29, 2016
In 2016, the Dallas Fed launched a poll of developers to assess the state of affordable housing in Texas. Responses were analyzed, and existing secondary data were added for context. This report summarizes those results. moderate-income (LMI) households—from the availability of jobs and affordable housing to financial wellbeing and access to credit—for the first six months of 2015.
Community Development Publications
Closing the Digital Divide: A Framework for Meeting CRA Obligations image
Updated: July 20, 2016
A guide that presents best practices and information on lending, services and investments that can help close the digital divide for low- and moderate-income communities with limited access to broadband infrastructure.
Community Development Publications
Texas Small Business Needs Assessment Poll 2016 image
Updated: April 14, 2016
The data collected in this yearly report shed light on challenges, successes and changes for small business owners and help identify emerging issues, areas of strength and needed improvement in Texas' small business community.


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