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Michael Perez

Financial Industry Analyst
Federal Reserve Bank of Dallas

Mike PerezMichael Perez is a financial industry analyst in the Supervisory Risk and Surveillance division at the Federal Reserve Bank of Dallas. Perez prepares risk analysis products leveraged by multiple Dallas Fed examination functions, including Bank Secrecy Act/anti-money laundering (BSA/AML), cybersecurity and community banking. He also serves as a subject matter expert on foreign banks with operations in the Federal Reserve’s Eleventh District, as well as on their respective home economies and financial systems. Perez also contributes quantitative support to the Federal Reserve’s stress testing exercises.

Perez’s analysis briefs policymakers on financial system conditions and monetary policy strategy. Moreover, his work informs a diverse spectrum of academic research. Perez’s research interests lie in stress testing, discount window operations and FinTech, particularly as a tool for promoting financial inclusion. His work on FinTech has been cited in Reuters, the Wall Street Journal, specialized industry publications and academic studies.

Perez received a master of science in economics degree with an emphasis on financial econometrics from Texas A&M University and a bachelor of arts in economics degree from University of California Riverside.

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