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Consumer Credit Trends for El Paso County

Consumer Credit Trends for El Paso County

Notes

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  1. “The Demographics of Loan Delinquency: Tipping Points or Tip of the Iceberg?” by William R. Emmons and Lowell R. Ricketts, The Center for Household Financial Stability, Federal Reserve Bank of St. Louis, Oct. 18, 2016, www.stlouisfed.org/~/media/files/pdfs/hfs/assets/2016/emmons_ricketts_demographics_delinquency_10182016.pdf?la=en.
  2. “What Is Risk-Based Pricing?” Consumer Financial Protection Bureau, Aug. 5, 2016, www.consumerfinance.gov/ask-cfpb/what-is-risk-based-pricing-en-767/.
  3. “Are Income and Credit Scores Highly Correlated?” by Rachael Beer, Felicia Ionescu and Geng Li, FEDS Notes, Board of Governors of the Federal Reserve System, Aug. 13, 2018, https://doi.org/10.17016/2380-7172.2235.
  4. Adjusted for inflation, in 2018 dollars.
  5. “Texans Help Drive National Increase in Auto Loan Debt,” by Wenhua Di, Southwest Economy, Third Quarter 2019, Federal Reserve Bank of Dallas, www.dallasfed.org/research/swe/2019/swe1903b.
  6. See note 5.

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