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Intent vs. Impact: Evaluating Individual- and Community-Based Programs

November 16, 2015 Federal Reserve Bank of Dallas

Hosted by the Federal Reserve Bank of Dallas, in partnership with the Department of Economics at Southern Methodist University


Monday, Nov. 16

1:00 p.m.

Welcome Remarks
Alfreda B. Norman, Federal Reserve Bank of Dallas

1:15 p.m.

Opening Address
Minority Borrowers, Subprime Lending and Foreclosures During the Financial Crisis

Stephen L. Ross, University of Connecticut

2:00 p.m.

Borrower Credit Access and Credit Performance
Lei Ding*, Federal Reserve Bank of Philadelphia
Vyacheslav Mikhed, Federal Reserve Bank of Philadelphia

2:25 p.m.

Local Housing Affordability and Basic Household Needs
Aaron Yelowitz, University of Kentucky

3:10 p.m.

The Effect of SNAP on Food Insecurity: Implications for Canada
Craig Gundersen*, University of Illinois at Urbana–Champaign
Brent Kreider, Iowa State University
John V. Pepper, University of Virginia
Valerie Tarasuk, University of Toronto

3:35 p.m.

Assessing Evidence on Neighborhood Effects from Moving to Opportunity
Rusty Tchernis*, Georgia State University
Lorenzo Almada, Columbia University
Ian McCarthy, Emory University

4:10 p.m.

Neighborhood Pricing Externalities of Foreclosure Rehabilitation: An Examination of the Neighborhood Stabilization Program
Tammy Leonard*, University of Dallas
Nikhil Jha, University of Melbourne
Lei Zhang, North Dakota State University

4:25 p.m.

Assessing Evidence on Neighborhood Effects from Moving to Opportunity
Dionissi Aliprantis, Federal Reserve Bank of Cleveland

5:00 p.m.

The Impact University
Speaker: Derek R. B. Douglas, University of Chicago

Tuesday, Nov. 17

8:30 a.m.

Panel: Evaluation in Practice
Moderator: Wenhua Di, Federal Reserve Bank of Dallas


Parents Advocating for Student Excellence
Annie Wright*, Southern Methodist University
Tara Dunn, The Concilio
Hiba Rahim, Southern Methodist University


A Time for Every Purpose: Understanding and Improving the Borrower Experience with Online Student Loan Entrance Counseling
Jeff Webster, TG Research and Analytical Services


Measuring Small Steps Toward Financial Stability: Key Findings From the First Five Years of the Earn Well Initiative
Emily Spence-Almaguer*, University of North Texas
Sue Matkin, United Way of Tarrant County
Danielle Rohr, University of North Texas


Smart Investments, Real Results:  A Net Impact Evaluation Framework for Minnesota’s Workforce Development System and Initial Findings
Raymond Robertson*, Texas A&M University
Nicholas Maryns, Minnesota Department of Employment and Economic Development

9:35 a.m.

Targeted Business Incentives and the Debt Behavior of Households
Daniel Millimet*, Southern Methodist University
Wenhua Di, Federal Reserve Bank of Dallas

10:00 a.m.


10:20 a.m.

Cash on Hand and Demand for Credit
Can Cui, University of Texas at Austin

10:45 a.m.

The Power of Active Disclosure: The Effect of the Self-Certification Form on the Private Student Loan Market
Xiaoling Lim Ang*, Edgeworth Economics, LLC.
Alexei Alexandrov, Consumer Financial Protection Bureau

11:10 a.m.

Impact of Oil Boom and Bust on Human Capital Investment in the U.S.
Anil Kumar, Federal Reserve Bank of Dallas

11:35 a.m.

The Impact of Computer-Based Tutorials on High School Math Proficiency: Evidence from 10th Graders in Clark County, Nevada
Ian K. McDonough*, University of Nevada, Las Vegas
Constant Tra, University of Nevada, Las Vegas


Closing Remarks