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Small Business Credit Survey: Report on Disaster-Affected Firms

Federal Reserve Banks of Dallas, New York, Richmond and San Francisco
April 2018

This publication is the first in a series of reports examining the 2017 results of an annual survey of small business owners across the country. It examines the business conditions, insurance coverage and credit environment of small businesses located in FEMA-designated disaster zip codes, focusing on U.S. mainland firms. The report found that business losses were fairly widespread in disaster areas. Insurance holdings appeared to be mismatched to the actual damage that occurred, leaving uncovered losses and highlighting the importance of credit financing for recovery. Additionally, affected firms applied for credit financing more than disaster relief, and most of them faced funding gaps.

Read the report | See all 2017 Small Business Credit Survey reports

Economic Development & Human Capital