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Small Business

Small Business Credit Survey

This report presents national survey findings on business conditions, financial challenges and credit environment from the perspective of small business owners with employees.

July 26, 2021

Small Business and Entrepreneurship

Information on current trends within the small business and entrepreneurship sectors and the ways these sectors are supported and promoted by public, private and nonprofit organizations.

July 26, 2021

Who Benefited from the Paycheck Protection Program? Our Texas Analysis Offers an Early Look

Though many hail the Paycheck Protection Program as a historic lifeline for the economy, others have raised concerns that the program reinforces inequities and has led to loan approvals not in alignment with its mission.

September 04, 2020

Women-Veteran Entrepreneurs Face Hardships Made Worse by Pandemic

Businesses that were already vulnerable before the COVID-19 pandemic have become even more so during the ensuing recession the last few months. These businesses tend to be smaller and younger and are disproportionately owned by Hispanic and especially Black entrepreneurs.

August 24, 2020

Federal and Local Resources Help Small Businesses Strive for New Normal

In May, we released an in-depth look at the experiences of small business owners across Texas in the first month of the crisis. In the subsequent months, there have been updates to existing resources, and more initiatives have launched to support small firms across the country and state.

July 16, 2020

Shock, Grief and Opportunity: The Emotional Roller Coaster of COVID-19 in the Small Business Community

Given that small businesses employ nearly half of all private sector workers, their struggles directly impact both the well-being of workers and the broader economy.

May 12, 2020

Communities Step Up to Address Economic Impact of COVID-19

At local and national levels, nonprofits, government agencies, funders and financial institutions are all working to mitigate this economic shock for households and businesses.

April 01, 2020

COVID-19 and CRA: Fed Issues Guidance on Helping Communities Through the Crisis

To help support economic resiliency, we are providing Community Reinvestment Act (CRA) consideration for banking and lending activities in response to COVID-19.

March 27, 2020

Opportunity Zones: How Will We Know if Communities Reap the Benefits?

Much has happened since the Dallas Fed released its first article on Opportunity Zones (OZs). While we know a lot more than we did, some aspects of OZs remain unclear.

January 31, 2020

Dallas Faces a Gaping Digital Divide When It Comes to Economic Inclusion

In the city of Dallas, about 42 percent of households lack a fixed connection to the internet. What does this mean for our neighbors’ economic future? How can we close the digital divide?

December 20, 2019

Women Veteran Business Owners: We Want to Hear From You

Women veteran-owned small businesses are an important part of our regional economy, but little is known about their needs and challenges.

November 20, 2019

Fed Listens Community Listening Session

Speakers from nonprofits shared perspectives on economic conditions in South Dallas at a public event with Fed Vice Chairman Richard Clarida.

April 18, 2019

Small Business Credit Survey: Report on Employer Firms

This report presents national survey findings on business conditions, financial challenges and credit environment from the perspective of over 8,000 small business owners with employees.

May 22, 2018

Small Business Credit Survey: Report on Disaster-Affected Firms

This report presents survey findings on the business conditions, insurance coverage and credit environment of small businesses located in FEMA-designated disaster zip codes across mainland U.S.

April 04, 2018

Understanding Small Business Conditions

Small businesses are a vital component of our local and national economies. Learn how the Dallas Fed stays informed about small business conditions through surveys, publications, meetings and conversations.

August 15, 2017

Promoting the economic resilience and mobility of underserved communities.

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