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Volume 8, Issue 2, 2008   Federal Reserve Bank of Dallas

Residential Foreclosures in Texas Depart from National Trends

Since 2005, mortgage delinquencies and foreclosures across the U.S. have escalated from historically low levels. In Texas, the number of foreclosures has been among the highest in the nation. However, Texas has the second-largest population among the 50 states and a large number of home mortgages. Its foreclosure rate as a percentage of total mortgages has not ranked high. Read More »

Subprime Mortgage Performance by Metro Area

Dallas–Fort Worth–Arlington and Houston–Sugar Land–Baytown lead the state with the most securitized, owner-occupied subprime mortgages. These two metros also have a much larger number of problematic loans compared with other Texas metros. Read More »

News & Events

  • The TaxWise Train-the-Trainer program will be in El Paso (Oct. 7–9), San Antonio (Dec. 2–4) and Houston (Dec. 9–11). This three-day program will include the IRS' new Process Based Training curriculum. For more information, contact:

  • The next CRA Training Workshop, designed for Community Reinvestment Act officers of small and intermediate-size banks, is scheduled for Oct. 7 at Texas Tech University in Lubbock. The Federal Reserve Bank of Dallas, Federal Deposit Insurance Corp., Office of the Comptroller of the Currency and Office of Thrift Supervision are sponsors in cooperation with the Texas Tech School of Banking. More information »
  • The Federal Reserve Bank of Dallas and IC2 Institute at the University of Texas at Austin will sponsor a one-day conference, "Payday Lending: Realities and Challenges," on Nov. 14 in Austin. More information »

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