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Bess’s Credit Card Debt and Debt Strategy

Build Credit and Control Debt


Take Steps to Control Your Debt

Using Bess’s credit card debt below (or another) as an example, complete your own online, or download a spreadsheet or PDF.

web xls pdf

Complete your own online

Take a look at how the other people of Building Wealth determined their strategies to build credit and reduce debt.

Bess’s Credit Card Debt

Bess’s Credit Cards


Interest rate

Monthly interest*

Major card




*Interest rate divided by 12 months multiplied by the amount of debt.

Bess’s Debt Strategy

Continue using my credit card as a matter of convenience only.

Continue paying off my credit card bill every month.

Back to Chapter 4

From Chapter 4: Build Credit and Control Debt