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A Beginner’s Guide to Securing Your Financial Future

The People of Building Wealth

David

Meet David

This is David. He’s a 30-year-old veteran and self-employed HVAC tech. After serving in the military, he knew that with a little extra training, he could use his skills to start his own small business. David took continuing education courses on managing a business and entrepreneurship at the local community college’s small-business development center.

He and his wife saved every month until they reached their savings goal to start a heating, ventilation and air conditioning company. While the business got off the ground, David’s wife kept her job so they would have steady income and benefits. He and his wife want to set a good example for their kids, so they make finances a regular discussion topic around the kitchen table. The couple is proud of the partnership they have developed in their marriage and hope to continue to grow their business.

 


Take a look at the forms below to see how David put Building Wealth into practice.

You can learn more by following his journey throughout the chapters and review.

All of these tools are available for you to complete on your own either online (web) or by downloading a spreadsheet (xls) or blank PDF document (pdf).


How do you define wealth?

Use David’s definition as an example.

example web pdf

From the Introduction

What is your net worth?

Use David’s balance sheet as an example.

example web xls pdf

From Chapter 1: Learn the Language

Set financial goals.

Use David’s financial goals as an example.

example web pdf

From Chapter 2: Budget to Save

Track your day-to-day spending.

Use David’s spending log as an example.

example web xls pdf


From Chapter 2: Budget to Save

Get a handle on income and expenses.

Use David’s budget as an example.

example web xls pdf

From Chapter 2: Budget to Save

Plan your investment strategy.

Use David’s strategy as an example.

example web pdf

From Chapter 3: Save and Invest

Take steps to control your debt.

Use David’s debt situation as an example.

example web xls pdf

From Chapter 4: Build Credit and Control Debt

Review what you know.

Use David’s review as an example.

example web pdf

From Review

Now you’ve met David. Also, meet the other people of Building Wealth.


Anthony
Bess
Gabby
Sonya
Vince

Learn how you can begin your path to a secure financial future.
Get started with the Introduction.

 

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