Exploring Conventional Bank Funding Regimes in an Unconventional World

In the spring of 2023, the United States experienced a series of depositor runs and subsequent bank failures. Uninsured depositors withdrew funds in response to concerns about the solvency of some banks at a speed that was unprecedented in earlier bank run episodes. Some banks also experienced challenges accessing traditional liquidity resources. These events may suggest that existing liquidity frameworks have not kept pace with the changing needs of the U.S. banking system.

• Should banks change the way they provision liquidity given recent observations that deposits can be moved almost instantaneously?
• What role do deposit insurance and liquidity facilities play in sustaining confidence in the banking system?

To address these and other questions, the Federal Reserve Banks of Dallas and Atlanta are hosting a conference to bring together academics, bankers and policymakers to examine the events of spring 2023 from a variety of perspectives to distill lessons for the future and inform future research, drawing on the existing academic literature and U.S. and international experience.

Confirmed speakers

• Greg Baer, Bank Policy Institute
• Byron Bexley, American Bank
• Raphael Bostic, Federal Reserve Bank of Atlanta
• Michelle Bowman, Federal Reserve Board
• Agustín Carstens, Bank for International Settlements
• Stephen Cecchetti, Brandeis University
• Stijn Claessens, Yale
• Randall Kroszner, University of Chicago
• Lorie Logan, Federal Reserve Bank of Dallas
• Susan McLaughlin, Yale
• Bill Nelson, Bank Policy Institute
• Dana Peterson, The Conference Board
• Paul Schmelzing, Boston College
• Hal Scott, Harvard Law School
• Meg Tahyar, Davis Polk

When and where

• July 18–19, 2024
• Federal Reserve Bank of Dallas
  2200 N. Pearl St.
  Dallas, TX 75201
  Directions

Registration

Check back soon for online registration.