Personal finance workshop: Risk and return
Dallas
High school groups
visiting our Dallas office can learn about personal finance during a free 45-minute workshop led by Dallas Fed economic education staff. The activity can be paired with a
self-guided tour of the Economy in Action exhibit. Allow an additional 45 minutes for your exhibit visit.
Availability
- 10 a.m. or 2 p.m. Tuesdays and Thursdays.
- Groups of up to 30 students.
- Advance registration required. Request workshop
Learning outcomes
The workshop content is aligned with Texas state standards for high school. Students will be able to:
- Define the meaning and functions of the following saving and investment options: savings account, money market account, certificate of deposit (CD), U.S. Treasury Security, mutual fund and stock.
- Recognize that there is a trade-off between risk and return when choosing saving and investment options.
- Identify how compound interest allows savings to grow.
| Applicable Texas Essential Knowledge and Skills (TEKS) standards |
| Course |
Rule |
Sub number |
TEKS description |
| Personal Finance & Economics |
§113.76 |
d.6.B |
Analyze the opportunity costs of spending and saving in recognizing short-term, medium-term and long-term goals. |
| |
§113.76 |
d.8.C |
Evaluate the costs and benefits of various savings options such as bank savings accounts, certificates of deposit and money market mutual funds. |
| |
§113.76 |
d.8.D |
Evaluate risk and return of various investment options, including stocks, bonds, mutual funds and exchange-traded funds (ETFs). |
| Personal Financial Literacy |
§113.50 |
c.6.B |
Demonstrate the impact of compound growth over time. |
| |
§113.50 |
c.6.C |
Evaluate the costs and benefits of various savings options such as bank savings accounts, certificates of deposit and money market mutual funds. |
| |
§113.50 |
c.6.D |
Evaluate risk and return of various investment options, including stocks, bonds and mutual funds. |
| Economics with Emphasis on the Free Enterprise System |
§113.31 |
c.16.C |
Analyze the role of interest and risk in allocating savings to its most productive use. |
| |
§113.31 |
c.16.D |
Examine the types of accounts available to consumers from financial institutions and the risks, monetary costs and benefits of maintaining these accounts. |
| Money Matters |
§130.182 |
c.11.B |
Evaluate investment goals and objectives as they relate to risk tolerance. |