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Community Development Publications

Building Wealth: A Beginner's Guide to Securing Your Financial Future
Presents an overview of personal wealth-building strategies that includes setting financial goals, budgeting, saving and investing, building credit, managing debt and protecting wealth.

Closing the Digital Divide: A Framework for Meeting CRA Obligations
A guide that presents best practices and information on lending, services and investments that can help close the digital divide for low- and moderate-income communities with limited access to broadband infrastructure.

Las Colonias in the 21st Century: Progress Along the Texas-Mexico Border
This report describes and analyzes opportunities, successes and challenges in infrastructure, housing, economic opportunity, education, and health in the Texas border colonias using both quantitative and qualitative data.

Community Outlook Series (COS)
Using survey data and qualitative interviews, COS assesses the needs, successes and challenges of low- and moderate income families across Texas, as well as organizations that serve them. Each report features analysis of a specific topic.

Consumer Credit Conditions
An update on consumer credit conditions in the Eleventh Federal Reserve District, including maps and charts of consumer loan balances and delinquencies by county, state, loan type and risk score.

  Engaging Workforce Development: A Framework for Meeting CRA Obligations
This publication by the Dallas and Kansas City Feds provides tools for banks and organizations to engage in workforce development activities that contribute to the economic health of low- and moderate-income communities.

Healthy Communities: A Framework for Meeting CRA Obligations
Provides a roadmap of best practices in community development; a healthy communities framework for financial institutions and their target communities; a list of CRA reference guides; a template for how financial institutions can tell their CRA story.

  Regional Talent Pipelines: Collaborating with Industry to Build Opportunities in Texas
This report takes an in-depth look at how Texas communities are creating advancement opportunities for lower-skilled workers and helping jobseekers adapt to a changing labor market.

Texas Small Business Needs Assessment Poll
A report on the results of an annual poll that asks small business owners across Texas about firm size, performance, financing and employee skill gaps.

Research Working Papers
A selection of working papers by Community Development’s research staff.

Academic Publications
Refereed journal publications by Community Development staff.

Special Reports
Staff reports on a variety of topics, including key issues facing low- and moderate-income communities and solutions to address them.

Archived Publications