Banking and Community Perspectives

Issue 3, 2012
Complete issue 

• Texas Sees Postrecession Turnaround in Rental Housing Market
• Houston Taking Holistic Approach to Affordable-Housing Development
• Oil Boom’s Benefits and Burdens: Worker Influx Stresses Supply of Affordable Housing
• Rural Texas Studies Identify Housing Needs, Challenges and Strategies
• Affordable Housing Coming to Dallas Via Transit-Oriented Development
• Notes from the Field: Interview with Texas Development Finance Manager
  

Issue 2, 2012
Complete issue 

• Pathways to Financial Advancement
  

Issue 1, 2012
Complete issue

• Asset Building Strategies in Community Colleges

Issue 1, 2011
Complete issue 

• Asset Building Taking Root in Rural Communities
• Q&A: The Aspen Institute's John Molinaro Says Wealth Building Can Have a Big Impact on Small Communities

Issue 3, 2010
Complete issue 

• Consumer Decisionmaking: Insights from Behavioral Economics

Issue 2, 2010
Complete issue 

• Building Healthier Communities from the Ground Up
• Community Health Centers: Successes and Challenges

Issue 1, 2010
Complete issue 

• Entrepreneurship in the Changing Economy: From Survival to Sustainability

Issue 3, 2009
Complete issue 

• Financial Access Options for the Underserved

Issue 2, 2009
Complete issue 

• Low-Income Housing Tax Credits in Texas: Achievements and Challenges

Issue 1, 2009
Complete issue 

• The CRA and Subprime Lending: Discerning the Difference

Issue 2, 2008
Complete issue 

• RAISE Texas: Moving Texans Toward Financial Success
• A National Perspective on Asset Building

Issue 1, 2008
Complete issue 

• Banks Building Markets by Building Communities

Issue 3, 2007
Complete issue 

• Homeownership and Affordable Lending
  A Case Study
  

Issue 2, 2007
Complete issue 

• Preserving Homeownership
  Addressing Foreclosure
  
• Quantifying the Foreclosure Issue
• Texas Foreclosure Timeline

Issue 1, 2007
Complete issue 

• Retooling Affordable Housing Strategies:
  Case Studies of Local Finance Options

Issue 3, 2006
Complete issue 

• Asset Building and the Wealth Gap

Issue 2, 2006
Complete issue 

• Concentrated Poverty in the Eleventh District
• Q&A with Paul A. Jargowsky

Issue 1, 2006
Complete issue 

• Hurricanes Katrina and Rita: Assessing the Aftermath
• Poverty and Disasters

Issue 2, 2005
Microenterprise: Growing Businesses, Assets and Markets
Complete issue 

• Microenterprise: Growing Businesses, Assets and Markets
• WESST Corp.: A Case Study
• Microenterprise Development in the U.S. and the Eleventh District

Issue 1, 2005
Community Development Finance: Challenges, Choices, Change
Complete issue 

• Community Development Finance: Challenges, Choices, Change
• Questions of Scale
• Q&A with the Heron Foundation's Kate Starr

Issue 1, 2004
Meeting in the Mainstream
Complete issue 

• Financial Services and the Mexican Immigrant
  Q&A with Ann Baddour and Rebecca Lightsey
• Finding a Place in the Mainstream: One Immigrant's Story
• The Texas Challenge in the 21st Century
• Tu Banco Opens the Mainstream to New Customers

Issue 1, 2003
The SBA: 50 Years of Small Business Financing
Complete issue 

• The SBA at 50: Q&A with Hector V. Barreto
• SBA Serves Up Backing for Restaurant Owner
• Eleventh District Small Business Financing Guide
• SBA Offices Serving the Eleventh Federal Reserve District

Special Issue 2003
Complete issue 

• Microcredit Means Macro Opportunity
• Microloans and Moral Support
  The PLAN Fund at Work

Issue 1, 2002
Complete issue 

• Woodhill: A Bond-able Development
• The Changing Face of Public Housing
• Bank-Qualified Tax-Exempt Obligations
  Travis County Housing Authority

Issue 2, 2002
Community Development Finance: Challenges, Choices, Change
Complete issue 

• Houston's Fourth Ward
  Old Neighborhood, New Life

Issue 2, 2001
Complete issue 

• Faith and Housing
  Delivering the Dream of Home Ownership
• Not In My Backyard
  The NIMBY Phenomenon and Affordable Housing
• Redefining Affordable Housing
• A Woman's Place Is in Her Own Home

Issue 1, 2001
Complete issue 

• Creating Critical Mass
  Fostering a High-Tech Economy in New Mexico
• The Austin Technology Incubator
• Banking Outside the Box
  Meeting the Needs of the Unbanked

First Quarter 2000
Complete issue 

• A Pallet-able Deal
  Redevelopment of an Inner-City Brownfield
• A New Equity Partner
• Are All Boats Rising on Economic Tide?

Second Quarter 2000
Complete issue 

• Housing Partnership Blooms in East Texas
• Banking on Entrepreneurs
• Making Affordable Housing More Affordable
• Reviewing Economic Development Needs

Third Quarter 2000
Complete issue 

• Tapping an Untapped Market
• A Circle of Ten
• Where Are They Now?
  Community Development at a Crossroads
• Fannie Mae Sets New Guidelines to Combat Predatory Lending

Fourth Quarter 2000
Complete issue 

• Building Personal Wealth
  A Conversation with Bob McTeer
• Lyons Village
  Mixed Use Revitalizes Historic Houston Neighborhood
• Oak Cliff Gateway TIF District

Special Supplement 2000
Complete issue 

• 1998 Eleventh District HMDA Profile

First Quarter 1999
Complete issue 

• Shell Community Banking Initiative
  A "Private-Private" Partnership
• CRA-Qualified Investments
  Two New Instruments
• TIB—The Independent BankersBank Forms Small Business Investment Company
• Bank Consolidation and Community Development Lending

Second Quarter 1999
Complete issue 

• A Deposit Makes Change
  Partnership Yields New Home Improvement Loans
• Marketing Affordable Housing
  Builders Use Cost-Saving Strategies
• One-Stop Home Shop
• The New Metropolitan Agenda
  A commentary by Bruce Katz, senior fellow and director of Brookings Institution's Center on Urban and Metropolitan Policy

Third Quarter 1999
Complete issue 

• Lasting Impact
  Building Families and Neighborhoods
• The Two Anthonys
  Living Side by Side
• Green Equity Housing
  Building for a Future
• Improving Rural Housing
  A Conversation with Moises Loza, Executive Director, Housing Assistance Council

Fourth Quarter 1999
Complete issue 

• Fannie Mae and the CRA
  Franklin D. Raines, Chairman and CEO, Fannie Mae
• Chili, Steaks and Venture Capital
  Helping Businesses Find Financial Resources
• Tax-Credit Opportunities
• Rural Empowerment Zones
  Providing Sustainable Community Development

Special Supplement 1999
Complete issue 

• 1997 Eleventh District HMDA Profile

First Quarter 1998
Complete issue 

• Interview with Laurence H. Meyer
  Board of Governors, Federal Reserve System
• There's No Place Like Home
  Title I Home Improvement Loan Program (Fort Worth)
• Mastering the Plan
  Affordable Homes, Inc. Develops a New Community (McAllen)
• Capital from the Capitol
  New Funding Source for Texas' Small- and Medium-Sized Businesses and Nonprofit Organizations (Austin)

Second Quarter 1998
Complete issue 

• Affordable Parade of Homes
  Marketing a Dream (San Antonio)
• The Economics of Home Ownership
  Emerging Markets of the Next Millennium
• Texas Southern University Prepares Community Development Professionals (Houston)
• Individual Development Accounts Spur Savings
  Asset-Building Opportunities for Low-Income Families (Austin)

Third Quarter 1998
Complete issue 

• A Big STEP for Miles
  Bank Loan Helps Town Obtain New Water Supply (Miles, Texas)
• The Business Case for Pursuing Retail Opportunities in the Inner City
  The Boston Consulting Group in Partnership with the Initiative for a Competitive Inner City
• Rural Community Hatches New Businesses
  Incubator Nurtures Fledgling Enterprises (Marshall, Texas)
• Filling in the Blanks
  One House at a Time—An Infill Housing Builder (Dallas)

Fourth Quarter 1998
Complete issue 

• Taste of Success
  Entrepreneur Bites into Independence with Schlotzsky's Deli Financed by a Bank, a Multibank CDC and an SBA Loan Guarantee
• Down to the Wire: Electronic Funds Transfer '99
• Banking on Habitat
• Guide to Portfolio Risk-Management Design for CDFIs

First Quarter 1997
Complete issue 

• Rethinking Campus Housing
  A New Development Approach at Prairie View A&M
• Seven Principles for Reducing Delinquencies
• CRA Reform
  The First Year

Second Quarter 1997
Complete issue 

• The Power to Move
  Public/Private Partnership Allows Auto Shop Owner to Expand (San Antonio)
• The Numbers Show Improvement in Lending
  Lawrence B. Lindsey, Former Governor, Federal Reserve Board
• A Different Kind of Club
  A Homebuyer's Club in Austin and San Antonio

Third Quarter 1997
Complete issue 

• An Interview with Andrew Cuomo
  Secretary of the U.S. Department of Housing and Urban Development
• A Touch (Up) of Class
  Teamwork Restores Amarillo Apartment Complex
• Flying to New Heights
  San Antonio Addresses the Economic Development Challenge of a Base Closing

Fourth Quarter 1997
Complete issue 

• Sowing, Leveraging and Reaping
  Small Business Loan Part of Bank Enterprise Award Application (San Antonio)
• Mortgages with Authority
  Partnership Provides Affordable Home (Clovis, New Mexico)
• Developing a Strategic Plan Under the Community Reinvestment Act
• CDFIs and the Future of Microlending
  George P. Surgeon, CFO and Executive Vice President of Shorebank Corp.

January 1996
Complete issue 

• Constructive Collaboration
  Developing an Affordable Housing Subdivision (Independence Park in Dallas)
• First Loan
  Innovative Credit Counseling Program Paves Way for First Loans (Seguin, Texas)
• Building on Common Ground
  The National Association of Home Builders' Task Force on Unmet Housing Needs Report
• Affordable Housing Lending
  The Roles of Credit Counseling and Credit Scoring

April 1996
Complete issue 

• NationsBank Neighborhood Program
  An Interview with Hugh L. McColl, Chairman and CEO, NationsBank Corp.
• Mission Accomplished
  East Austin Church Develops Office Building and Child Care Center
• The Power to Make a Difference
  Utility Company Fuels Economic Development (Buda, Texas)
• National Nonprofit Intermediaries
  Local Initiatives Support Corp., Enterprise Foundation, National Rural Development and Finance Corp., and Neighborhood Reinvestment Corp.

July 1996
Complete issue 

• Magnolia Business Blooms
  Cooperative Effort Leads to Commercial Revitalization (Houston)
• Second Harvest
  USDA Program Provides Matching Funds for Recycled Agricultural Products (Waco)
• Small Business Welcome
  Six Texas Banks Score High in SBA Study
• Reinventing the SBA
  Philip Lader, Administrator, U.S. Small Business Administration

October 1996
Complete issue 

• The One That Didn't Get Away
  Catfish Processing Plant in Hughes Springs, Texas
• Helping Turn a Vision into Reality
• A Small Bank with Big Ideas
  First Texas Bank Helps Finance Minority-Owned Businesses (Dallas)
• Community Development Through Service

June 1995
Complete issue 

• Good Fortune
  Multibank CDC and MESBIC Finance Business
• Lettuce and Loans
  Banks Reach Out to Communities Through Supermarket-Based Branches
• The Big Business of Small Loans
  Micro-Enterprise Loan Programs Provide Innovative Lending Solution
• Forming a Community Development Corporation

July 1995, Special Issue
Complete issue 

• Positive Partnerships
  Federal Reserve Chairman Alan Greenspan's Speech on Successful Community and Economic Development Partnerships

September 1995
Complete issue 

• Building a Community from the Ground Up
  Innovative Development Provides Opportunity for Low-Income Families to Own Homes
• Common Cents
  Half-Cent Sales Tax Helps Individuals, Communities Invest in the Future
• Focus on Downtown Revitalization
  Local Businesswomen Promote Development of Downtown Cameron, Texas
• CRA and the Small Bank
  Revised Regulation Reduces Burden For Small Banks