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Banking and finance

  • Dallas Fed Economics

    Domestic banks are inelastic providers of marginal funding to repo markets

    As system liquidity declines and rates of return rise, new types of participants enter repo markets as lenders, although some may not be able to reliably deploy cash in the early morning when markets are most active. The short tenor and early-morning timing of most private market repo transactions make domestic banks especially inelastic lenders in response to unanticipated demands for lending.

  • Banking and finance

    Shift from utility to corporate financing for renewables presents risk

    The increase in corporate power purchase agreements relative to utility PPAs means more opportunities for renewable energy developers, but it also presents higher counterparty and merchant tail risks for lenders involved in renewable energy project financing.

  • Dallas Fed Economics

    How AI debt financing impacts duration supply and interest rates

    Financing needs related to AI data center investments are likely to be large and persistent. While the overall economics of such investments remains a topic of much debate, the duration supply implications for U.S. interest rate markets have received less attention.

  • Dallas Fed Economics

    Workshop reviews risks to the economy, financial system from third parties

    A research workshop hosted by the Federal Reserve banks of Boston, Chicago and Dallas focused on trade-offs between increased efficiency and specialized expertise and the potential introduction of vulnerabilities that companies face when dealing with third-party service providers.

  • Eleventh District Banking Trends

    Eleventh District Banking Trends

    This quarterly report tracks the financial performance of Eleventh District banks in comparison with national averages, looking at profitability, loans, deposits and other key metrics.

  • Dallas Fed Economics

    Real-time house price model shows U.S. housing market firming

    House prices matter to more than just individual homebuyers and sellers. They are closely tied to consumer spending, business investment and the broader path of the economy.

  • Dallas Fed Economics

    Global Institute presentation: Steve Kamin on the dollar’s status

    During a presentation and discussion hosted by the Global Institute last month, Steve Kamin discussed how tariffs, volatility and evolving payment technologies are challenging—but not yet dislodging—the dollar’s position as a reserve currency at the center of the global financial system.

  • Economic Surveys

    Banking Conditions Survey

    Loan volume and demand increased in December after decreasing in the previous month. Loan volume was driven up by commercial real estate loans.

  • Dallas Fed Economics

    A simple measure of monetary policy transmission

    The Federal Open Market Committee adjusts the stance of monetary policy primarily by changing its target range for the federal funds rate. A new measure examines rate transmission efficacy across interest rates in a variety of money markets.

  • Economic Surveys

    Banking Conditions Survey

    Loan volume and demand fell in November after several months of growth. Volume declines were led by consumer and commercial and industrial lending.