Eleventh District Banking Trends
This quarterly report tracks the financial performance of Eleventh District banks in comparison with national averages, looking at profitability, loans, deposits and other key metrics.
January 15, 2026
Real-time house price model shows U.S. housing market firming
House prices matter to more than just individual homebuyers and sellers. They are closely tied to consumer spending, business investment and the broader path of the economy.
January 15, 2026
Global Institute presentation: Steve Kamin on the dollar’s status
During a presentation and discussion hosted by the Global Institute last month, Steve Kamin discussed how tariffs, volatility and evolving payment technologies are challenging—but not yet dislodging—the dollar’s position as a reserve currency at the center of the global financial system.
December 31, 2025
Surveys
Banking Conditions Survey
Loan volume and demand increased in December after decreasing in the previous month. Loan volume was driven up by commercial real estate loans.
December 30, 2025
A simple measure of monetary policy transmission
The Federal Open Market Committee adjusts the stance of monetary policy primarily by changing its target range for the federal funds rate. A new measure examines rate transmission efficacy across interest rates in a variety of money markets.
December 16, 2025
Surveys
Banking Conditions Survey
Loan volume and demand fell in November after several months of growth. Volume declines were led by consumer and commercial and industrial lending.
November 10, 2025
Research Department Working Papers
Optimal Foreign Reserve Intervention and Financial Development
This paper documents evidence of a U-shaped relationship between financial development and the adjustments of foreign exchange reserve holdings in response to a U.S. interest rate increase.
November 03, 2025
Speech by President Lorie Logan
Ample liquidity for a safe and efficient banking system
Dallas Fed President Lorie Logan discusses the stance of monetary policy and how the Fed's balance sheet fosters a safe and efficient liquidity environment for the U.S. banking system.
October 31, 2025
Speech by President Lorie K. Logan
Welcome remarks for 'The Evolving Landscape of Bank Funding'
Dallas Fed President Logan delivered these remarks at the the second annual bank funding conference, hosted by the Federal Reserve banks of Dallas, Atlanta and Cleveland.
October 30, 2025
Innovation promises efficiencies in remittances, if regulation can keep up
As payments technologies evolve faster than the rules governing them, understanding both the mechanics and policy trade-offs of cross-border transfers is increasingly important.
October 15, 2025