Bank Funding Conference: Bank Funding in the Age of Instant Finance

November 13, 2026

Dallas and virtual

Hosted by the Federal Reserve banks of Dallas and Boston

The third annual bank funding conference is a forum for policymakers, academics, bankers and practitioners to debate and discuss how technological change, new forms of money and evolving policy tools are reshaping bank funding and financial stability.

Who should attend: Mid- to senior-level leaders in the banking, fintech and payments sectors; policy and regulatory professionals; and researchers focused on banking, digital finance and financial stability.

When

Friday, Nov. 13
8 a.m.-5 p.m.

Where

Federal Reserve Bank of Dallas
2200 N. Pearl St.
Dallas, TX 75201
Maps: Apple | Google
Parking information

Registration

Registration information and agenda coming late summer.

Agenda and speakers

8:00 a.m.	Registration and breakfast
8:30 a.m.	Welcome remarks and opening keynote
9:00 a.m.	Session 1: Intersection of digital assets and bank funding: How will the funding landscape shift? With the growth of new products both within and outside of the banking system, this session will explore the implications for bank funding mix, composition and cost. Part 1—Paper session: Stablecoins, tokenized deposits and changing funding landscape Banks in the Age of Stablecoins: Some Possible Implications for Deposits, Credit, and Financial Intermediation Jessie Jiaxu Wang, Federal Reserve Board Banks in the Age of Stablecoins: Lessons from Their Historical Responses to Financial Innovations Sam Hempel, Federal Reserve Board Moderator: Kenechukwu Anadu, Federal Reserve Bank of Boston Part 2—Panel discussion: How are banks considering changes in the funding landscape? Joe Cox, Oliver Wyman Scott Frame, Bank Policy Institute Matt Scurlock, Texas Capital Bank Moderator: Kenechukwu Anadu, Federal Reserve Bank of Boston
10:30 a.m.	Break
11:00 a.m.	Session 2: Corporate treasury, cash management and the future demand for bank money: What is corporate demand for always-on payments? This session will explore ways always-on payments may enable corporate treasurers to optimize working capital, streamline vendor relationships or enable data-rich forecasting and explore whether and how non-financial companies are adapting treasury management in the age of continuous banking. Matt Allen, Walmart Corey Then, Circle
12:00 p.m.	Lunch
1:00 p.m.	Session 3: Banking in the world of instant, 24/7 payments and settlement: How will it impact bank liquidity? This session will explore how transformation in the payment, clearing and settlement space—including 24/7 operations, tokenization, instant settlement and improvements to cross-border payments—could impact bank liquidity. Part 1—Paper session: The implications of 24/7 instant payments for bank liquidity and financial stability Settlement Speed and Financial Stability Jin-Wook Chang, Federal Reserve Board Moderator: Melissa Leistra, Federal Reserve Board Part 2—Panel Discussion: Developments in the payments, clearing, and settlement landscape and the future of bank liquidity Christian Sabella, DTCC Bernadette Ksepka, FedNow Moderator: Melissa Leistra, Federal Reserve Board
2:30 p.m.	Break
3:00 p.m.	Session 4: Fraud, resilience and operational risk in real-time finance: Can trust keep pace with speed? As banks evolve for the next framework of bank funding, this session will explore the integration of legacy systems, infrastructure needs and technology investment decisions, possible partnership models and risk management, and emerging threats in a real-time environment. Angelena Bradfield, Financial Technology Association Nick Elledge, Stablecore Brian Cook, Charles Schwab
3:45 p.m.	Closing remarks
4:00 p.m.	Reception