Industry research and business updates from the Eleventh District
February 19, 2026
Ben Munyan, Ozge Ozden, Alessio Saretto, Kristof Csaky, Hugo DeVere
How does a bank attract deposits and remain competitive when rates fluctuate and depositors are increasingly mobile? Managing the bank deposit franchise is a cornerstone of bank profitability and stability, and doing so has been challenging during the rapid rise in interest rates in 2022 and the subsequent regional banking turmoil.
February 10, 2026
SungJe Byun
The increase in corporate power purchase agreements relative to utility PPAs means more opportunities for renewable energy developers, but it also presents higher counterparty and merchant tail risks for lenders involved in renewable energy project financing.
October 15, 2025
Seth Dunbar, Christine Kirby, Pon Sagnanert, Alessio Saretto and Cynthia Silva
As payments technologies evolve faster than the rules governing them, understanding both the mechanics and policy trade-offs of cross-border transfers is increasingly important.
August 25, 2025
JR Garcia, Kelly Klemme, Rebin Kawani
There are fewer community banks in the Eleventh Federal Reserve District than a decade ago. But those that remain are larger due to ongoing consolidation, and among banks domiciled in the district, community banks still represent the largest segment by assets.
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