Industry research and business updates from the Eleventh District
September 4, 2026
Raja Qasim
Artificial Intelligence (AI)-assisted fraud intersects three connected participants: consumers who need to protect digital access to their financial assets and virtual lives, banks with an obligation to authenticate customers and safeguard accounts, and federal banking agencies that promote a safe, sound and resilient financial system.
September 4, 2026
Wendy Shoniregun
As banks embrace a financial landscape evolving with technological advancements, regulatory changes and shifting consumer expectations, they need strong consumer compliance programs to mitigate regulatory and legal risk while maintaining consumers’ trust.
September 4, 2026
SungJe Byun
The oil and gas sector faces transition pressures and the potential for stranded assets. On the other hand, the renewable energy sector is very sensitive to legislative changes affecting tax incentives and subsidies.
July 16, 2026
SungJe Byun and Mario A. Gonzalez
For decades, commercial lenders relied on a simple rule when evaluating credit risk in oil and gas support services: follow the U.S. rig count. But a portfolio classification of oil and gas support services now encompasses businesses with radically different risk profiles.
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