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Consumer Credit Trends for Bexar County

Consumer Credit Trends for Bexar County

Appendix

Table A.1: Total Loan Volume by Risk Score

Second Quarter 2018

  Percent of all borrowers* Mortgage loan volume (percent) Credit card loan volume (percent) Auto loan volume (percent) Student loan volume (percent)
    ($35.9 billion) ($4.8 billion) ($9.5 billion) ($8.4 billion)
Prime 52 77 61 51 37
Near prime 16 11 18 18 19
Subprime 16 6 10 16 20
Deep subprime 16 5 10 15 24

NOTES: “Percent of all borrowers” only counts adult Texans with an active balance on a mortgage, student, auto or credit card loan. It does not include Texans with other types of loans. Percentages may not add to 100 due to rounding.
SOURCES: Federal Reserve Bank of New York Consumer Credit Panel/Equifax; authors’ calculations.


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