Community Development Publications
Consumer Credit Trends for Bexar County
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Consumer Credit Trends for Bexar County
Appendix
Table A.1
Total Loan Volume by Risk Score
Total Loan Volume by Risk Score
Second Quarter 2018
Percent of all borrowers* | Mortgage loan volume (percent) | Credit card loan volume (percent) | Auto loan volume (percent) | Student loan volume (percent) | |
($35.9 billion) | ($4.8 billion) | ($9.5 billion) | ($8.4 billion) | ||
Prime | 52 | 77 | 61 | 51 | 37 |
Near prime | 16 | 11 | 18 | 18 | 19 |
Subprime | 16 | 6 | 10 | 16 | 20 |
Deep subprime | 16 | 5 | 10 | 15 | 24 |
NOTES: “Percent of all borrowers” only counts adult Texans with an active balance on a mortgage, student, auto or credit card loan. It does not include Texans with other types of loans. Percentages may not add to 100 due to rounding. SOURCES: Federal Reserve Bank of New York Consumer Credit Panel/Equifax; authors’ calculations. |