Community Development Publications
Consumer Credit Trends for Bexar County
Consumer Credit Trends for Bexar County
Appendix
Table A.1
Total Loan Volume by Risk Score
Total Loan Volume by Risk Score
Second Quarter 2018
| Percent of all borrowers* | Mortgage loan volume (percent) | Credit card loan volume (percent) | Auto loan volume (percent) | Student loan volume (percent) | |
| ($35.9 billion) | ($4.8 billion) | ($9.5 billion) | ($8.4 billion) | ||
| Prime | 52 | 77 | 61 | 51 | 37 |
| Near prime | 16 | 11 | 18 | 18 | 19 |
| Subprime | 16 | 6 | 10 | 16 | 20 |
| Deep subprime | 16 | 5 | 10 | 15 | 24 |
| NOTES: “Percent of all borrowers” only counts adult Texans with an active balance on a mortgage, student, auto or credit card loan. It does not include Texans with other types of loans. Percentages may not add to 100 due to rounding. SOURCES: Federal Reserve Bank of New York Consumer Credit Panel/Equifax; authors’ calculations. | |||||