Affordable Housing

• Texas’ cheap housing edge slipping away as resilient demand outpaces supply

  Housing affordability has declined in Texas, a top destination for domestic and international migrants drawn by its historically low cost of living.

  April 21, 2023

• The Federal Reserve is updating the Community Reinvestment Act. Here’s how you can help

  Whether you are a community-service organization member, an economic development professional or simply interested in helping communities in our region thrive, your comments and ideas are a critical part of ensuring an inclusive financial services industry.

  January 13, 2021

• March 6 summit to explore connection between housing and access to opportunity

  Research shows that life expectancy in Texas differs as much as 30 years depending on the ZIP code in which someone lives.

  February 24, 2020

• Opportunity Zones: How will we know if communities reap the benefits?

  Much has happened since the Dallas Fed released its first article on Opportunity Zones (OZs). While we know a lot more than we did, some aspects of OZs remain unclear.

  January 31, 2020

• Texas subprime borrowers rely on unconventional home loans

  How do low- and moderate-income Texans fare in becoming homeowners?

  November 20, 2019

• Affordable Rental Housing in Rural Texas

  Explore shifts in the housing market and factors that have increased rental-cost burdens across Texas and the country.

  August 15, 2019

• Seizing the Opportunity for Equitable and Inclusive Redevelopment: Galveston’s Trials After Hurricane Ike Offer Lessons for Other Communities

  This report highlights lessons learned from continued recovery efforts in Galveston, Texas, following Hurricane Ike, which can inform communities currently rebuilding after recent natural disasters.

  March 16, 2018

• The Scarcity of Texas Affordable Housing Community

  This article provides an overview of the latest in Texas' payday lending field and low-cost alternatives.

  September 01, 2016