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Consumer finance




  • Texas Consumer Credit Series

    Student Loans Part 2: Borrowing for a Future

    While rising student debt remains a source of concern in the U.S., student loans nevertheless play an important role in financing higher education. The number of student borrowers in Texas and the amount borrowed continue to climb, as shown in Part 1 of the Federal Reserve Bank of Dallas' analysis of student loan activity in the state. Even so, Texans have low student loan debt compared with borrowers across the U.S.

  • New Era for Payday Lending: Regulation, Innovation and the Road Ahead

    This article provides an overview of the latest in Texas' payday lending field and low-cost alternatives.