Pandemic mortgage relief headed off delinquencies, but what happens now?
As more Texas mortgages exit forbearance, ZIP codes with larger vulnerability will be at particular risk for financial stress.
February 25, 2022
The Federal Reserve is updating the Community Reinvestment Act. Here’s how you can help
Whether you are a community-service organization member, an economic development professional or simply interested in helping communities in our region thrive, your comments and ideas are a critical part of ensuring an inclusive financial services industry.
January 13, 2021
Southwest Economy, Fourth Quarter 2020
Go Figure: Loan Delinquencies Start to Climb After Falling with Stimulus and Relief
COVID-19 stimulus and loan relief helped Texas borrowers avoid falling behind on loan payments in 2020's second quarter.
December 21, 2020
Texas subprime borrowers rely on unconventional home loans
How do low- and moderate-income Texans fare in becoming homeowners?
November 20, 2019
Texas Consumer Credit Series
Student Loans Part 2: Borrowing for a Future
While rising student debt remains a source of concern in the U.S., student loans nevertheless play an important role in financing higher education. The number of student borrowers in Texas and the amount borrowed continue to climb, as shown in Part 1 of the Federal Reserve Bank of Dallas' analysis of student loan activity in the state. Even so, Texans have low student loan debt compared with borrowers across the U.S.
November 16, 2016
New Era for Payday Lending: Regulation, Innovation and the Road Ahead
This article provides an overview of the latest in Texas' payday lending field and low-cost alternatives.
November 11, 2016