The Impact of Minority Representation at Mortgage Lenders
This paper studies links between the labor market for loan officers and access to mortgage credit.
June 21, 2022
Dallas Fed Communities
Pandemic mortgage relief headed off delinquencies, but what happens now?
As more Texas mortgages exit forbearance, ZIP codes with larger vulnerability will be at particular risk for financial stress.
February 25, 2022
Dallas Fed Communities
The Federal Reserve is updating the Community Reinvestment Act. Here’s how you can help
Whether you are a community-service organization member, an economic development professional or simply interested in helping communities in our region thrive, your comments and ideas are a critical part of ensuring an inclusive financial services industry.
January 13, 2021
Go Figure: Loan Delinquencies Start to Climb After Falling with Stimulus and Relief
COVID-19 stimulus and loan relief helped Texas borrowers avoid falling behind on loan payments in 2020's second quarter.
December 21, 2020
Special Report
Consumer Credit Trends for Travis County
This report provides a look at important debt trends and loan performance in Travis County. It is part of a series of Texas county reports.
May 27, 2020
Special Report
Consumer Credit Trends for El Paso County
This report uses Equifax data to analyze four major types of consumer loans: auto, credit card, mortgage and student. It is part of a series of Texas county reports.
February 26, 2020
Dallas Fed Communities
Texas subprime borrowers rely on unconventional home loans
How do low- and moderate-income Texans fare in becoming homeowners?
November 20, 2019
Special Report
Consumer Credit Trends for Bexar County
This report uses a nationally representative loan-level dataset from Equifax to study consumer use and timely payment of four major loan types in Bexar County.
November 07, 2019
Special Report
Consumer Credit Trends for Texas
This report presents an analysis of current county- and ZIP code-level credit conditions for Texas—data not readily available from other sources. In this report, the mortgage market is stable, but late payments rise for auto and student debt.
October 08, 2019
Special Report
Consumer Credit Trends for Dallas County
This report presents an analysis of current county- and ZIP code-level credit conditions for Dallas—data not readily available from other sources.
March 06, 2018