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Banking and finance

  • Dallas Fed Economics

    Federal Reserve Banks of Atlanta and Dallas conference explored housing, urban economics

    Residential real estate prices rose sharply throughout the United States following the onset of COVID-19 in early 2020. While property owners received a capital gains windfall, first-time buyers and renters have struggled with reduced affordability.

  • Economic Surveys

    Banking Conditions Survey

    Loan demand picked up pace over the past six weeks, driving up overall loan-volume growth. Loan volumes increased across lending types, led by commercial real estate.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Dallas Fed Economics

    Life insurers’ preference for familiar bond issuers limits COVID-19 shock transmission

    Despite regulations that encourage diversification and informational symmetry among buyers, insurance companies tend to lend to their current borrowers. This bondholder–issuer relationship moderates the effect of transitory economic shocks such as those associated with the onset of COVID-19.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Dallas Fed Economics

    Treasury auctions during the pandemic: stresses but few surprises

    The Treasury auction surprise indicator suggests that, despite a sharply negative reading in March 2020, Treasury auction outcomes have normalized.

  • Dallas Fed Economics

    Fed’s mortgage-backed securities purchases sought calm, accommodation during pandemic

    We explore the Federal Reserve’s purchases of agency MBS—mortgage bonds guaranteed by Ginnie Mae, Fannie Mae and Freddie Mac—and related market dynamics during the pandemic, including why mortgage rates fell to historic lows.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Dallas Fed Economics

    The Paycheck Protection Program: Conditional Success or Unconditional Failure?

    The Paycheck Protection Program, a key provision of the CARES Act, sought to stabilize small business finances and maintain employment.