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Banking and finance

  • Dallas Fed Economics

    Recent inflation surges have modestly affected long-term expectations

    Improvements in Federal Reserve credibility over the last 40 years have ensured that inflation expectations, particularly long-term inflation expectations, have so far remained well-anchored despite surging current inflation.

  • Economic Surveys

    Banking Conditions Survey

    Loan demand and loan volumes continued to increase at a robust pace over the past six weeks, despite a sharp rise in loan pricing.

  • Economic Surveys

    Banking Conditions Survey

    Loan demand increased over the past six weeks, as did loan volumes, though both rose at a slightly slower pace than in the prior period.

  • Dallas Fed Economics

    Minority depository institutions have vital role serving vulnerable communities

    Minority depository institutions merit particular attention because of the unique role they play in nurturing economic activity in minority and low- and moderate-income communities.

  • Dallas Fed Economics

    Federal Reserve Banks of Atlanta and Dallas conference explored housing, urban economics

    Residential real estate prices rose sharply throughout the United States following the onset of COVID-19 in early 2020. While property owners received a capital gains windfall, first-time buyers and renters have struggled with reduced affordability.

  • Economic Surveys

    Banking Conditions Survey

    Loan demand picked up pace over the past six weeks, driving up overall loan-volume growth. Loan volumes increased across lending types, led by commercial real estate.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Dallas Fed Economics

    Life insurers’ preference for familiar bond issuers limits COVID-19 shock transmission

    Despite regulations that encourage diversification and informational symmetry among buyers, insurance companies tend to lend to their current borrowers. This bondholder–issuer relationship moderates the effect of transitory economic shocks such as those associated with the onset of COVID-19.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Dallas Fed Economics

    Treasury auctions during the pandemic: stresses but few surprises

    The Treasury auction surprise indicator suggests that, despite a sharply negative reading in March 2020, Treasury auction outcomes have normalized.