Dallas Fed Economics
Does homeownership provide an escape from high rent burdens?
Many first-time homebuyers—often with little savings and vulnerable to economic shocks—obtain their mortgages through the Federal Housing Administration (FHA) loan program. Often, these borrowers are moving from apartments and have presumably weighed the costs of renting versus owning.
January 05, 2021
Economic Surveys
Banking Conditions Survey
Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.
December 28, 2020
Economic Surveys
Banking Conditions Survey
Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.
November 16, 2020
Economic Surveys
Banking Conditions Survey
Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.
October 05, 2020
Dallas Fed Economics
Highly indebted FHA borrowers at special risk as COVID-19 forbearance ends
The situation appears most urgent for those borrowers who entered the crisis with a high debt load and little room to financially navigate without forbearance.
September 29, 2020
Economic Surveys
Banking Conditions Survey
Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.
August 17, 2020
Economic Surveys
Banking Conditions Survey
Many financial institutions are participating in the Small Business Administration’s Paycheck Protection Program (PPP), launched on April 3, 2020. For this survey, respondents were asked to answer the questions excluding PPP loans.
June 29, 2020
Southwest Economy
COVID-19, oil price collapse dimming outlook for banks in 2020
Eleventh District banks face challenges from instability in the energy sector and economic fallout from the COVID-19 pandemic.
June 23, 2020
Dallas Fed Economics
CARES Act likely to blunt mortgage delinquency rate increase
Household survey data and recent unemployment forecasts provide a basis for estimating the share of mortgage borrowers that—absent the CARES Act—would have missed a mortgage payment due to the economic shutdown.
May 26, 2020
Dallas Fed Economics
How falling oil prices in early 2020 weakened the U.S. economy
The benchmark West Texas Intermediate (WTI) price of oil dropped by more than half from Jan. 21 to April 3. This oil price decline has weakened rather than strengthened the U.S. economy, making this event different from past episodes of falling oil prices.
May 19, 2020