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Banking and finance

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Dallas Fed Economics

    The Paycheck Protection Program: Conditional Success or Unconditional Failure?

    The Paycheck Protection Program, a key provision of the CARES Act, sought to stabilize small business finances and maintain employment.

  • Southwest Economy

    Banks face new challenges as Texas rebounds from COVID-19 shock

    The banking industry faced significant challenges from the COVID-19 pandemic in 2020, with profitability declining to levels not seen since the 2008–09 financial crisis.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Dallas Fed Economics

    Private subprime mortgages challenged FHA during 2000s housing boom

    Considerable research has been devoted to better understanding the meteoric rise of the PLS subprime mortgage market in the early-to-mid 2000s. But an important aspect has been largely ignored: The simultaneous decline in mortgage originations with Federal Housing Administration (FHA) insurance.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Optimal Bailouts in Banking and Sovereign Crises

    This paper finds that larger bailouts relax financial frictions and increase output but increase fiscal needs and default risk.

  • Dallas Fed Economics

    Energy financing trends consistent with renewables’ growth

    Equity markets appear to favor renewable-energy producers relative to their hydrocarbon counterparts. However, the relatively smaller size of many renewables projects complicates direct comparisons of bank lending to hydrocarbon and renewable entities.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Dallas Fed Economics

    COVID-19 exposes mortgage market vulnerabilities that led to volatility, Fed intervention

    The COVID-19-induced financial market shock in March 2020 significantly disrupted the market for agency mortgage-backed securities.