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Banking and finance

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Dallas Fed Economics

    COVID-19 exposes mortgage market vulnerabilities that led to volatility, Fed intervention

    The COVID-19-induced financial market shock in March 2020 significantly disrupted the market for agency mortgage-backed securities.

  • Dallas Fed Economics

    Does homeownership provide an escape from high rent burdens?

    Many first-time homebuyers—often with little savings and vulnerable to economic shocks—obtain their mortgages through the Federal Housing Administration (FHA) loan program. Often, these borrowers are moving from apartments and have presumably weighed the costs of renting versus owning.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Highly indebted FHA borrowers at special risk as COVID-19 forbearance ends

    The situation appears most urgent for those borrowers who entered the crisis with a high debt load and little room to financially navigate without forbearance.

  • Economic Surveys

    Banking Conditions Survey

    Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.

  • Economic Surveys

    Banking Conditions Survey

    Many financial institutions are participating in the Small Business Administration’s Paycheck Protection Program (PPP), launched on April 3, 2020. For this survey, respondents were asked to answer the questions excluding PPP loans.

  • Southwest Economy

    COVID-19, oil price collapse dimming outlook for banks in 2020

    Eleventh District banks face challenges from instability in the energy sector and economic fallout from the COVID-19 pandemic.