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Financial stability

  • Widening gap between rich and poor poses challenge to U.S.

    Economist Jeffrey Fuhrer, a nonresident fellow at the Brookings Institution and former Boston Fed director of research, discusses the nation’s income and wealth gaps and offers proposals to close them. Fuhrer’s recently published book, “The Myth that Made Us,” explores inequalities in the nation’s economic system.

  • Fed credibility enhanced when public finds policymakers relatable

    University of Chicago Booth School associate professor Michael Weber explains how audiences are especially receptive to monetary policy messaging delivered by Fed officials whose ethnic or gender background is similar to theirs and outlines the broader implications of such enhanced credibility.

  • Ample reserves and the Friedman rule

    How should central banks supply liquidity in an evolving global financial system? Dallas Fed President Lorie Logan shared her framework for weighing the tradeoffs in a keynote address at the European Central Bank.

  • Deposit Convexity, Monetary Policy and Financial Stability

    Banks and researchers conventionally model the response of deposit interest rates to market interest rates as constant, implying that deposits have nearly constant duration. Contrary to this standard assumption, this paper shows empirically that the “beta” of deposit rates to market rates increases as market rates rise, causing the duration of deposits to fall.

  • Financial conditions and the monetary policy outlook

    In a speech to the National Association for Business Economics, Dallas Fed President Lorie Logan said the monetary policy implications of recent rises in long-term interest rates depend on whether the increases result from economic strength or elevated term premiums.

  • High-Yield Debt Covenants and Their Real Effects

    Contrary to the prevailing belief that incurrence covenants offer limited protection for creditors, this paper reveals a significant and sudden decline in investment upon triggering these covenants.

  • Dallas Fed Communities

    Labor market recovery and wage growth unequal across age groups after pandemic

    The COVID-19 pandemic severely depressed U.S. labor force participation. Although the pandemic has eased, people ages 20–24 and those over 55 have been less likely to return to the workforce.

  • Financial Shocks in an Uncertain Economy

    This paper focuses on some of the lessons we have learned over the years: (i) uncertainty and tail risk have cyclical variation; (ii) financial shocks can have a significant effect on macroeconomic outcomes; (iii) the impact of shocks is stronger in periods of high volatility.

  • Dallas Fed Communities

    EITC increases labor force participation among married Black mothers

    Research has shown that the Earned Income Tax Credit, the largest of the U.S. antipoverty programs, boosts labor force participation among single mothers. It does not, in the aggregate, have the same effect on married mothers.

  • On the Nexus of Monetary Policy and Financial Stability: Novel Asset Market Monitoring Tools for Building Economic Resilience and Mitigating Financial Risks

    This paper argues that asset pricing bubbles are an important source of financial instabilities.