Dallas Fed Banking Archive
Industry research and business updates from the Eleventh District
October 15, 2025
Seth Dunbar, Christine Kirby, Pon Sagnanert, Alessio Saretto and Cynthia Silva
As payments technologies evolve faster than the rules governing them, understanding both the mechanics and policy trade-offs of cross-border transfers is increasingly important.
August 25, 2025
JR Garcia, Kelly Klemme, Rebin Kawani
There are fewer community banks in the Eleventh Federal Reserve District than a decade ago. But those that remain are larger due to ongoing consolidation, and among banks domiciled in the district, community banks still represent the largest segment by assets.
August 7, 2025
SungJe Byun and Kelly Klemme
Oil prices have swung dramatically in recent years, shaped by geopolitical conflicts, evolving global demand and shifting energy policies.
June 6, 2025
Ben Munyan
Banks in the Federal Reserve Eleventh District have adapted to rising interest rates, which have discouraged new borrowing and complicated the transition to higher-earning loan portfolios, while credit remains strong as borrowers continue to make payments amidst economic growth.
March 31, 2025
SungJe Byun
Oil and gas companies will likely maintain a conservative stance toward production growth, with continued focus on capital discipline and maintenance capex.