Dallas Fed Banking Archive

• August 25, 2025
  Community banks key to health, resilience of Eleventh District economy

  JR Garcia, Kelly Klemme, Rebin Kawani

  There are fewer community banks in the Eleventh Federal Reserve District than a decade ago. But those that remain are larger due to ongoing consolidation, and among banks domiciled in the district, community banks still represent the largest segment by assets.
• August 7, 2025
  Low oil prices, local impact: Do depressed energy markets affect banks?

  SungJe Byun and Kelly Klemme

  Oil prices have swung dramatically in recent years, shaped by geopolitical conflicts, evolving global demand and shifting energy policies.
• June 6, 2025
  Eleventh District banks rely on core business, stay profitable as loan growth softens

  Ben Munyan

  Banks in the Federal Reserve Eleventh District have adapted to rising interest rates, which have discouraged new borrowing and complicated the transition to higher-earning loan portfolios, while credit remains strong as borrowers continue to make payments amidst economic growth.
• March 31, 2025
  Oil and gas industry shows discipline on capex, but risks remain

  SungJe Byun

  Oil and gas companies will likely maintain a conservative stance toward production growth, with continued focus on capital discipline and maintenance capex.