Economists
Nitzan Tzur-Ilan
Senior Research Economist
Federal Reserve Bank of Dallas
Federal Reserve Bank of Dallas
Nitzan Tzur-Ilan is a senior research economist at the Federal Reserve Bank of Dallas. She joined the Dallas Fed in 2021.
Her research interests include household finance, real estate, financial regulation and climate change.
Tzur-Ilan received her PhD in finance from the Hebrew University of Jerusalem and was a postdoctoral fellow in finance at Northwestern's Kellogg School of Management. Prior to her postdoc, she worked for the research department of the Central Bank of Israel.
Publications
- “More than Shelter: The Effect of Rental Eviction Moratoria on Household Well-Being,” with Xudong An and Stuart A. Gabriel, AEA Papers and Proceedings, vol. 112, 2022, pp. 308–12. https://doi.org/10.1257/pandp.20221108.
- “The Effect of LTV-Based Risk Weights on House Prices: Evidence from an Israeli Macroprudential Policy,” with Steven Laufer, Journal of Urban Economics, vol. 124, July 2021. https://doi.org/10.1016/j.jue.2021.103349.
- “Macroprudential Policy: Implementation, Effects, and Lessons,” Israel Economic Review, vol. 17, no. 1, 2019, pp. 39–71.
Working Papers
- Financial Technology and the 1990s Housing Boom Federal Reserve Bank of Dallas Working PaperNo. 2506January 2025.
- Climate Risk, Insurance Premiums and the Effects on Mortgage and Credit Outcomes Federal Reserve Bank of Dallas Working PaperNo. 2505January 2025.
- The Impact of Labels on Real Asset Valuations Federal Reserve Bank of Dallas Working PaperNo. 2504January 2025.
- Up in Smoke: The Impact of Wildfire Pollution on Healthcare Municipal Finance Federal Reserve Bank of Dallas Working PaperNo. 2503January 2025.
- Air Pollution and Rent Prices: Evidence from Wildfire Smoke Plumes Federal Reserve Bank of Dallas Working PaperNo. 2502January 2025.
- Gender Gaps in the Federal Reserve System Federal Reserve Bank of Dallas Working PaperNo. 2417December 2024.
- “Effects of Wildfires on Credit Markets,” with Xudong An and Stuart Gabriel, 2022.
- “Gender and Collaboration in the Federal Reserve System,” with Deepa D. Datta, 2022.
- “The Real Consequences of LTV Limits on Housing Choices,” 2020.
- “The Determinants of Fiscal and Monetary Policies During the Covid-19 Crisis,” with Effi Benmelech, NBER Working Paper 24761, 2020.
- “Does Location Matter? Evidence on Differential Mortgage Pricing in Israel,” with Natalya Presman, Bank of Israel Working Paper 2019.10, 2019.
- “Assessing the Impact of Macroprudential Tools: The Case of Israel,” with Nadine Baudot-Trajtenberg and Roi Frayberg, BIS Papers chapters, in Macroprudential policy frameworks, implementation and relationships with other policies, vol. 94, 2017, pp. 107–218.