A comprehensive list of recently added postings on Dallasfed.org.
AI is simultaneously aiding and replacing workers, wage data suggest
Artificial intelligence’s impact on the labor market will depend on whether the technology automates or augments worker tasks.
February 24, 2026
Investing in the Shadows: FinTech Growth and Mortgage Market Dynamics
The adoption of new technologies is widely viewed as a key driver of the rapid growth of nonbanks in the U.S. mortgage market after the Global Financial Crisis (GFC). This paper studies technology investment by mortgage lenders and its implications for post-GFC market structure.
February 23, 2026
Texas manufacturing sector growth remains solid
Texas factory activity continued to rise in February, according to business executives responding to the Texas Manufacturing Outlook Survey.
February 23, 2026
Texas Business Outlook Surveys - Special Questions
The Dallas Fed asked a series of special questions in the Texas Business Outlook Surveys on demand, regulation and hiring.
February 23, 2026
At the Heart of Texas: Cities' industry clusters drive growth
The third edition of this special report is a comprehensive look at the historical, economic and demographic profiles of 12 of Texas' key metropolitan areas with additional tables on average annual earnings, demographics and more.
February 20, 2026
Texas job growth expected to pick up following flat 2025
Texas economic output grew in 2025 but did so with near-zero job growth. The last time that happened was in 2002–03, when the state emerged from the dot-com bust into an extended jobless recovery.
February 20, 2026
Keeping bank depositors still comes down to rates
How does a bank attract deposits and remain competitive when rates fluctuate and depositors are increasingly mobile? Managing the bank deposit franchise is a cornerstone of bank profitability and stability, and doing so has been challenging during the rapid rise in interest rates in 2022 and the subsequent regional banking turmoil.
February 19, 2026
Rio Grande Valley Economic Indicators, fourth quarter 2025
Employment increased in the Rio Grande Valley, while joblessness fell in the three months ended in December. Year-over-year wages declined in both metros. Cross-border trade continued to fall.
February 18, 2026
Mean Group and Pooled Mixed-Frequency Estimators of Responses of Low-Frequency Variables to High-Frequency Shocks
This paper proposes mean group and pooled estimators of impulse responses based on mixed-frequency auxiliary distributed lag (DL), autoregressive distributed lag (ARDL) or vector autoregressive distributed lag (VARDL) estimating equations.
February 17, 2026
Bankers report sustained growth in loan volume and demand
Loan volume and demand continued to increase in February. The expansion in overall loan volume has been supported entirely by commercial real estate loans; residential real estate, consumer and commercial and industrial loan volumes have been declining since the end of 2025.
February 17, 2026