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Banking and finance

  • Economic Surveys

    Banking Conditions Survey

    Loan volume grew over the past six weeks amid broad increases in loan pricing. This growth was the fastest since the survey began in 2017.

  • Dallas Fed Economics

    Commodity financing markets shaken by Russia invasion; monitoring for U.S. financial stress

    While volatility in commodity markets is not unusual, rapid and correlated price increases across many different types of commodities at once is much rarer.

  • Dallas Fed Economics

    Renewable energy projects present unique lender risks, need for oversight

    A vigorous risk management program can mitigate potential problems facing banks and nonbank financial institutions engaged in financing these facilities—whether as agents, loan participants or direct lenders.

  • Dallas Fed Economics

    Recent inflation surges have modestly affected long-term expectations

    Improvements in Federal Reserve credibility over the last 40 years have ensured that inflation expectations, particularly long-term inflation expectations, have so far remained well-anchored despite surging current inflation.

  • Economic Surveys

    Banking Conditions Survey

    Loan demand and loan volumes continued to increase at a robust pace over the past six weeks, despite a sharp rise in loan pricing.

  • Economic Surveys

    Banking Conditions Survey

    Loan demand increased over the past six weeks, as did loan volumes, though both rose at a slightly slower pace than in the prior period.

  • Dallas Fed Economics

    Minority depository institutions have vital role serving vulnerable communities

    Minority depository institutions merit particular attention because of the unique role they play in nurturing economic activity in minority and low- and moderate-income communities.

  • Dallas Fed Economics

    Federal Reserve Banks of Atlanta and Dallas conference explored housing, urban economics

    Residential real estate prices rose sharply throughout the United States following the onset of COVID-19 in early 2020. While property owners received a capital gains windfall, first-time buyers and renters have struggled with reduced affordability.

  • Economic Surveys

    Banking Conditions Survey

    Loan demand picked up pace over the past six weeks, driving up overall loan-volume growth. Loan volumes increased across lending types, led by commercial real estate.

  • Economic Education

    Everyday Economics

    A series of publications and interactive whiteboard lessons designed for high school students. Each one explains a fundamental economic concept.