Dallas Fed Economics
Minority depository institutions have vital role serving vulnerable communities
Minority depository institutions merit particular attention because of the unique role they play in nurturing economic activity in minority and low- and moderate-income communities.
February 01, 2022
Dallas Fed Economics
Federal Reserve Banks of Atlanta and Dallas conference explored housing, urban economics
Residential real estate prices rose sharply throughout the United States following the onset of COVID-19 in early 2020. While property owners received a capital gains windfall, first-time buyers and renters have struggled with reduced affordability.
January 25, 2022
Economic Surveys
Banking Conditions Survey
Loan demand picked up pace over the past six weeks, driving up overall loan-volume growth. Loan volumes increased across lending types, led by commercial real estate.
December 27, 2021
Economic Education
Everyday Economics
A series of publications and interactive whiteboard lessons designed for high school students. Each one explains a fundamental economic concept.
December 13, 2021
Economic Surveys
Banking Conditions Survey
Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.
November 15, 2021
Dallas Fed Economics
Life insurers’ preference for familiar bond issuers limits COVID-19 shock transmission
Despite regulations that encourage diversification and informational symmetry among buyers, insurance companies tend to lend to their current borrowers. This bondholder–issuer relationship moderates the effect of transitory economic shocks such as those associated with the onset of COVID-19.
October 05, 2021
Economic Surveys
Banking Conditions Survey
Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.
October 04, 2021
Dallas Fed Economics
Treasury auctions during the pandemic: stresses but few surprises
The Treasury auction surprise indicator suggests that, despite a sharply negative reading in March 2020, Treasury auction outcomes have normalized.
August 31, 2021
Dallas Fed Economics
Fed’s mortgage-backed securities purchases sought calm, accommodation during pandemic
We explore the Federal Reserve’s purchases of agency MBS—mortgage bonds guaranteed by Ginnie Mae, Fannie Mae and Freddie Mac—and related market dynamics during the pandemic, including why mortgage rates fell to historic lows.
August 26, 2021
Economic Surveys
Banking Conditions Survey
Respondents in the Eleventh District financial sector were given an opportunity to comment on current issues that may be affecting their business.
August 23, 2021