Dallas Fed Economics
AI is simultaneously aiding and replacing workers, wage data suggest
Artificial intelligence’s impact on the labor market will depend on whether the technology automates or augments worker tasks.
February 24, 2026
Working Papers
Investing in the Shadows: FinTech Growth and Mortgage Market Dynamics
The adoption of new technologies is widely viewed as a key driver of the rapid growth of nonbanks in the U.S. mortgage market after the Global Financial Crisis (GFC). This paper studies technology investment by mortgage lenders and its implications for post-GFC market structure.
February 23, 2026
Dallas Fed Economics
How AI debt financing impacts duration supply and interest rates
Financing needs related to AI data center investments are likely to be large and persistent. While the overall economics of such investments remains a topic of much debate, the duration supply implications for U.S. interest rate markets have received less attention.
February 10, 2026
At the Heart of Texas
Dallas–Plano–Irving: Texas’ business and financial services hub
Dallas serves as the business and financial services center for the state and has evolved into a major high-tech, aerospace and defense, and transportation hub. Dallas is the state’s top migrant destination, attracting residents from other states and abroad.
February 06, 2026
Dallas Fed Economics
Utility-scale solar shines in Texas despite tariffs, federal policy changes
Texas is now the top state for utility-scale solar power generation capacity. However, developers of new solar projects face a changing operating environment, one lacking strong federal policy support but also featuring cost-boosting tariffs on imported solar module components.
February 03, 2026
Dallas Fed Communities
How might artificial intelligence affect Texas’ good jobs?
Recent Dallas Fed research emphasizes that AI can either help or replace workers depending on the nuance of their occupations. But how might AI affect jobs that don’t require bachelor’s degrees but still pay self-sustaining wages?
November 04, 2025
Dallas Fed Banking
Innovation promises efficiencies in remittances, if regulation can keep up
As payments technologies evolve faster than the rules governing them, understanding both the mechanics and policy trade-offs of cross-border transfers is increasingly important.
October 15, 2025
Speeches and essays
Keynote speaker introduction for the Chicago Payments Symposium
Dallas Fed President Logan shares an overview of how the Federal Reserve is working to modernize and innovate the payments system.
October 08, 2025
San Antonio
San Antonio maintains business-friendly posture despite uncertainty
Dallas Fed President Lorie Logan's second visit to San Antonio on her 360 Listening Tour centered on how Bexar County business and community leaders are handling uncertainty driven by tariffs, immigration and artificial intelligence (AI).
August 25, 2025
Dallas Fed Economics
Texas firms open to AI as tariff work-around strategy
Firms are adopting AI and automation to offset rising tariff costs and shrinking margins, aiming to boost productivity and reduce labor needs amid economic challenges.
July 17, 2025