In-Depth Reports, Articles and Other Resources
Economic Development and Human Capital
Resources covering topics like small business and entrepreneurship, workforce development, educational attainment, digital inclusion and the Community Reinvestment Act.
- Small Business Credit Survey
A national sample of small businesses, or firms with fewer than 500 employees, aimed at providing insight into their financing and debt needs and experiences. Analysis of this dataset is issued through a series of reports. - Moments That Matter
A report analyzing results from a survey of women-veteran-business owners in Dallas–Fort Worth. - Investing in America's Workforce: Improving Outcomes for Workers and Employers
A three-volume book that features insights from more than 100 experts who share research and best practices on workforce development. Two chapters are by Dallas Fed authors. - Next Generation Sector Partnerships: A Series of Case Studies
A look at partnerships that advance workforce and economic competitiveness in five separate regions. - Regional Talent Pipelines: Collaborating with Industry to Build Opportunities in Texas
An in-depth look at how Texas communities are creating advancement opportunities for lower-skilled workers and helping jobseekers adapt to a changing labor market. - Access to Local Food Systems as a Rural Economic Driver
A podcast episode that showcases an organization that bolsters regional agricultural enterprises to create jobs in rural areas. - Access to Job Success
A podcast episode that highlights a holistic workforce development model that improves employee engagement, retention and advancement opportunities. - Access to Next-Stage Growth for Small Businesses
A podcast episode that spotlights a data-driven small business development program that helps revitalize communities. - The CRA at 40: Law Remains a Cornerstone of Community Development
Includes analysis of the performance evaluations of Texas banks and findings from a poll of bankers to assess how much the CRA is contributing to communities in need. - Community Reinvestment Act Frameworks
- Weathering the Storm: A Framework for Meeting CRA Obligations
Provides an overview of disaster recovery and its connection to the Community Reinvestment Act. - Closing the Digital Divide: A Framework for Meeting CRA Obligations
Presents best practices and information on lending, services and investments that can help close the digital divide for low- and moderate-income communities with limited access to broadband infrastructure. - Engaging Workforce Development: A Framework for Meeting CRA Obligations
Provides tools for banks and organizations to engage in workforce development activities that contribute to the economic health of low- and moderate-income communities. - Healthy Communities: A Framework for Meeting CRA Obligations
Provides a roadmap of best practices in community development; a healthy communities framework for financial institutions and their target communities; a list of CRA reference guides; a template for how financial institutions can tell their CRA story.
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Financial Access and Capability
Resources covering topics like financial stability, asset building, consumer credit and financial education.
- Building Wealth: A Beginner's Guide to Securing Your Financial Future
Presents an overview of personal wealth-building strategies that include setting financial goals, budgeting, saving and investing, building credit, managing debt and protecting wealth. - Consumer Credit Trends
A series that presents analysis of credit conditions in major metropolitan areas across Texas—who is borrowing, how much they are borrowing, average credit scores and delinquency trends—by county and ZIP code; data that are not readily available from other sources. - New Era for Payday Lending: Regulation, Innovation and the Road Ahead
Provides an overview of the latest in Texas' payday lending field and low-cost alternatives. - Access to Affordable Consumer Credit
A podcast episode that highlights an innovative small-dollar loan program that provides an alternative to payday lending.
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Housing and Neighborhood Stabilization
Resources covering topics like affordable housing, healthy communities and neighborhood revitalization.
- Affordable Rental Housing in Rural Texas: Needs and Solutions
Explores shifts in the housing market and factors that have increased rental-cost burdens across Texas and the country. - Opportunity Zones in Texas: Promise and Peril
Examines the implications of a new tax incentive program to spur investment in low-income communities. - Promising Telehealth Initiatives Highlight the Need to Close Digital Divide
Five case studies that examine how access to telehealth can address health disparities in underserved urban and rural communities. - Weathering the Storm: A Framework for Meeting CRA Obligations
Provides an overview of disaster recovery and its connection to the Community Reinvestment Act. - Seizing the Opportunity for Equitable and Inclusive Redevelopment
Highlights lessons learned from continued recovery efforts in Galveston, Texas, following Hurricane Ike, which can inform communities currently rebuilding after recent natural disasters. - Access to Healthy Neighborhoods
A podcast episode about an organization that works with residents to build healthy, vibrant and safe neighborhoods. - Access to Community Ownership
A podcast episode on a resident-led co-op ownership model for manufactured home communities. - The Scarcity of Texas Affordable Housing
Highlights findings from a poll of affordable housing developers across the state. - Las Colonias in the 21st Century: Progress Along the Texas-Mexico Border
Describes and analyzes opportunities, successes and challenges in infrastructure, housing, economic opportunity, education and health in the Texas border colonias using both quantitative and qualitative data. - Healthy Communities: A Framework for Meeting CRA Obligations
Provides a roadmap of best practices in community development; a healthy communities framework for financial institutions and their target communities; a list of CRA reference guides; a template for how financial institutions can tell their CRA story.
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Archived Publications |
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