Community Development Publications

	Building Wealth: A Beginner's Guide to Securing Your Financial Future Presents an overview of personal wealth-building strategies that includes setting financial goals, budgeting, saving and investing, building credit, managing debt and protecting wealth.
	Closing the Digital Divide: A Framework for Meeting CRA Obligations A guide that presents best practices and information on lending, services and investments that can help close the digital divide for low- and moderate-income communities with limited access to broadband infrastructure.
	Community Outlook Series (COS) Using survey data and qualitative interviews, COS assesses the needs, successes and challenges of low- and moderate income families across Texas, as well as organizations that serve them. Each report features analysis of a specific topic.
	Consumer Credit Trends This series presents analysis of credit conditions across Texas—who is borrowing, how much they are borrowing, average credit scores and delinquency trends—by county and ZIP code. A Dallas County report is now available; future reports will focus on the Houston, San Antonio, Austin and El Paso regions.
	Engaging Workforce Development: A Framework for Meeting CRA Obligations This publication by the Dallas and Kansas City Feds provides tools for banks and organizations to engage in workforce development activities that contribute to the economic health of low- and moderate-income communities.
	Healthy Communities: A Framework for Meeting CRA Obligations Provides a roadmap of best practices in community development; a healthy communities framework for financial institutions and their target communities; a list of CRA reference guides; a template for how financial institutions can tell their CRA story.
	Investing in America's Workforce: Improving Outcomes for Workers and Employers This three-volume book features insights from more than 100 experts who share research and best practices on workforce development. It is a collaboration of the Federal Reserve System, the Heldrich Center for Workforce Development at Rutgers University, the Ray Marshall Center at the University of Texas and the W.E. Upjohn Institute for Employment Research. Two chapters are by Dallas Fed authors.
	Las Colonias in the 21st Century: Progress Along the Texas-Mexico Border This report describes and analyzes opportunities, successes and challenges in infrastructure, housing, economic opportunity, education, and health in the Texas border colonias using both quantitative and qualitative data.
	New Era for Payday Lending: Regulation, Innovation and the Road Ahead Provides an overview of the latest in Texas' payday lending field and low-cost alternatives.
	Next Generation Sector Partnerships: A Series of Case Studies A look at partnerships that advance workforce and economic competitiveness in five separate regions.
	Opportunity Zones in Texas: Promise and Peril This article explores the implications of a new tax incentive program to spur investment in low-income communities.
	Regional Talent Pipelines: Collaborating with Industry to Build Opportunities in Texas This report takes an in-depth look at how Texas communities are creating advancement opportunities for lower-skilled workers and helping jobseekers adapt to a changing labor market.
	Seizing the Opportunity for Equitable and Inclusive Redevelopment This report highlights lessons learned from continued recovery efforts in Galveston, Texas, following Hurricane Ike, which can inform communities currently rebuilding after recent natural disasters.
	Small Business Credit Survey The Small Business Credit Survey is a national sample of small businesses, or firms with fewer than 500 employees, aimed at providing insight into their financing and debt needs and experiences. Analysis of this dataset is issued through a series of reports.
	Weathering the Storm: A Framework for Meeting CRA Obligations This publication provides an overview of disaster recovery and its connection to the Community Reinvestment Act.
	Research Working Papers A selection of working papers by Community Development’s research staff.
	Academic Publications Refereed journal publications by Community Development staff.
More Publications and Resources by Topic:
Economic Development and Human Capital Community Reinvestment Act (CRA) and compliance Small business and entrepreneurship Workforce development Financial Access and Capability Asset building and financial stability Consumer credit Financial education Housing and Neighborhood Stabilization Affordable housing Healthy communities Neighborhood revitalization
Archived Publications
Texas Small Business Needs Assessment Poll Consumer Credit Conditions Community Outlook Survey Banking and Community Perspectives e-Perspectives