Community Development Publications

	Building Wealth: A Beginner's Guide to Securing Your Financial Future Presents an overview of personal wealth-building strategies that includes setting financial goals, budgeting, saving and investing, building credit, managing debt and protecting wealth.
	Closing the Digital Divide: A Framework for Meeting CRA Obligations A guide that presents best practices and information on lending, services and investments that can help close the digital divide for low- and moderate-income communities with limited access to broadband infrastructure.
	Community Outlook Series (COS) Using survey data and qualitative interviews, COS assesses the needs, successes and challenges of low- and moderate income families across Texas, as well as organizations that serve them. Each report features analysis of a specific topic.
	Consumer Credit Trends This series presents analysis of credit conditions across Texas—who is borrowing, how much they are borrowing, average credit scores and delinquency trends—by county and ZIP code. A Dallas County report is now available; future reports will focus on the Houston, San Antonio, Austin and El Paso regions.
	Engaging Workforce Development: A Framework for Meeting CRA Obligations This publication by the Dallas and Kansas City Feds provides tools for banks and organizations to engage in workforce development activities that contribute to the economic health of low- and moderate-income communities.
	Healthy Communities: A Framework for Meeting CRA Obligations Provides a roadmap of best practices in community development; a healthy communities framework for financial institutions and their target communities; a list of CRA reference guides; a template for how financial institutions can tell their CRA story.
	Las Colonias in the 21st Century: Progress Along the Texas-Mexico Border This report describes and analyzes opportunities, successes and challenges in infrastructure, housing, economic opportunity, education, and health in the Texas border colonias using both quantitative and qualitative data.
	New Era for Payday Lending: Regulation, Innovation and the Road Ahead Provides an overview of the latest in Texas' payday lending field and low-cost alternatives.
	Regional Talent Pipelines: Collaborating with Industry to Build Opportunities in Texas This report takes an in-depth look at how Texas communities are creating advancement opportunities for lower-skilled workers and helping jobseekers adapt to a changing labor market.
	Texas Small Business Needs Assessment Poll A report on the results of an annual poll that asks small business owners across Texas about firm size, performance, financing and employee skill gaps.
	Research Working Papers A selection of working papers by Community Development’s research staff.
	Academic Publications Refereed journal publications by Community Development staff.
More Publications and Resources by Topic:
Economic Development and Human Capital Community Reinvestment Act (CRA) and compliance Small business and entrepreneurship Workforce development Financial Access and Capability Asset building and financial stability Consumer credit Financial education Housing and Neighborhood Stabilization Affordable housing Healthy communities Neighborhood revitalization
Archived Publications
e-Perspectives Banking and Community Perspectives Community Outlook Survey Consumer Credit Conditions

Community Development Publications

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