Research Department Working Papers
A Rescue or a Trap?—An Analysis of Parent PLUS Student Loans
Parents taking out loans for their children’s college educations may face an excessive debt burden that jeopardizes their own financial security. This paper examines the experience of Parent Loan for Undergraduate Students (PLUS) borrowers using administrative data from a large student loan guaranty agency.
September 09, 2022
Research Department Working Papers
The Impact of Minority Representation at Mortgage Lenders
This paper studies links between the labor market for loan officers and access to mortgage credit.
June 21, 2022
Southwest Economy, Third Quarter 2021
Birth rates falling faster in Texas than U.S.
Although birth rates in Texas remain higher than in the U.S., their decline since 2007 has been particularly noteworthy.
September 30, 2021
Southwest Economy, Third Quarter 2020
Looking to economics for help in addressing enduring discrimination
Gary A. Hoover holds a President’s Associates Presidential Professorship and is chairman of the Economics Department at the University of Oklahoma in Norman. He specializes in policy analysis of income distribution and poverty, public finance and
ethics in economics. He is the founding editor of the Journal of Economics, Race and Policy.
September 21, 2020
Southwest Economy, First Quarter 2020
Policy changes could boost women’s participation in U.S. workforce
Fang Yang, an associate professor of economics at Louisiana State University in Baton Rouge, discusses the labor market impacts of tax policy, an evolving U.S. workforce, the effects of gender and an aging population.
April 06, 2020