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4th CEMLA/Dallas Fed Financial Stability Workshop

San Antonio

The Center for Latin American Monetary Studies (CEMLA) and the Federal Reserve Bank of Dallas are hosting the 4th Financial Stability Workshop on Nov. 24–25, 2025, at the Dallas Fed's San Antonio Branch.

Monday, November 24
San Antonio
8:00 a.m. Registration
9:00 a.m. Opening session
  Enrique Martínez García, Federal Reserve Bank of Dallas
Manuel Ramos Francia, CEMLA
9:30 a.m. Session 1: Non-bank financial intermediation, market liquidity and funding fragilities
  Chair: Enrique Martínez García, Federal Reserve Bank of Dallas

Bank lending to nonbanks: A robust channel fueled by constrained capital?
Presenter: Teng Wang, University of Texas at Arlington
Co-authors: John Krainer and Farindokht Vaghefi
Discussant: Asani Sarkar, Federal Reserve Bank of New York

From banks to nonbanks: Macroprudential and monetary policy effects on corporate lending

Presenter: Bruno Albuquerque, International Monetary Fund
Co-authors: Eugenio Cerutti, Nanyu Chen and Melih Firat
Discussant: Sergio Correia, Federal Reserve Bank of Richmond
10:50 a.m. Coffee break
11:20 a.m. Keynote address
  Chair: Mark Wynne, Federal Reserve Bank of Dallas

Tracing the Sources of Fragility in the Financial System

Itay Goldstein, Wharton School, University of Pennsylvania
12:20 p.m. Lunch break
1:30 p.m. Session 2: Monetary policy and flnanclal stability: Interactions and trade-offs
  Chair: Peter Karlström, CEMLA

A macroeconomic model of banks' systemic risk taking

Presenter: Jorge Abad, Banco de España
Co-authors: David Martinez-Miera and Javier Suarez
Discussant: Lorenzo Menna, Banco de México

The effect of monetary policy on systemic bank funding stability

Presenter: Maximilian Grimm, Federal Reserve Board
Discussant: Renata Herrerías, Instituto Tecnológico Autónomo de México
2:50 p.m. Coffee break
3:20 p.m. Session 3: Global financial spillovers and the role of the U.S. dollar
  Chair: Gustavo Leyva, CEMLA

Demand propagation through traded risk factors

Presenter: Yu An, Johns Hopkins Carey Business School
Co-author: Amy W. Huber
Discussant: Jens Christensen, Federal Reserve Bank of San Francisco

Synthetic dollar funding

Presenter: Umang Khetan, University of Iowa
Discussant: Maximiliano San Millán, Banco Central de Chile
4:40 p.m. Coffee break
5:10 p.m. Session 4: Emerging macro-financial risks and the digital transformation of finance
  Chair: Gerardo Hernández del Valle, CEMLA

The effect of instant payments on the banking system: Liquidity transformation and risk-taking

Presenter: Rodrigo Gonzalez, Banco Central do Brasil
Co-authors: Ding Ding, Yiming Ma and Yao Zeng
Discussant: Mariela Dal Borgo, Banco de México

Financial stability implications of generative AI: Taming the animal spirits

Presenter: Anne Lundgaard Hansen, Federal Reserve Bank of Richmond
Co-author: Seung Jung Lee
Discussant: Haoyang Liu, Federal Reserve Bank of Dallas
Tuesday, November 25
San Antonio
8:30 a.m. Registration
9:00 a.m. Session 5: Macroprudential policy: Design, transmission and applications
  Chair: Nelson Ramírez Rondán, CEMLA

The capital constraints channel of collateral eligibility: Evidence from a credit support exit policy

Presenter: Patricio Toro, Banco Central de Chile
Co-authors: Luis Felipe Céspedes, Tomás Cortés and Alberto Undurraga-Flotts

Discussant: Peter Karlström, CEMLA
Internal loan ratings, supervision and procyclical leverage

Presenter: Pinar Uysal, Federal Reserve Board
Co-authors: Stephen A. Karolyi, Lewis W. Gaul and Jonathan Jones
Discussant: Anya V. Kleymenova, Federal Reserve Board
10:20 a.m. Coffee break
10:50 a.m. Session 6: Housing market dynamics and credit risk
  Chair: Luis Torres, Federal Reserve Bank of Dallas

Is there a puzzle in underwater mortgage default?

Presenter: David Zhang, Rice University
Co-authors: Lara Loewenstein, Paul Willen and Yuxi Yao

Macroprudential policy and housing wealth inequality: Evidence from the Euro area

Presenter: Alberto Pérez-Bernabeu, Universided de Alicante
Co-author: Álvaro Fernández-Gallardo
U.K. housing market connectivity and the transmission of monetary policy
Presenter: Iván Payá, Universidad de Alicante
Co-author: Alberto Pérez-Bernabeu
Dynamic balance sheet simulation and credit default prediction: A stress test model for Colombian firms
Presenter: Diego Fernando Cuesta-Mora, Banco de la República (Colombia)
Co-author: Camilo Gómez
12:30 p.m. Closing remarks
  Enrique Martínez García, Federal Reserve Bank of Dallas
Gustavo Leyva, CEMLA

When

  • November 24–25, 2025

Where

  • Federal Reserve Bank of Dallas, San Antonio Branch
    402 Dwyer Ave.
    San Antonio, TX 78204

Call for papers

The Center for Latin American Monetary Studies (CEMLA) and the Federal Reserve Bank of Dallas invite theoretical and empirical submissions focusing on the interplay between financial intermediation, banking and financial stability. Submissions may address, but are not limited to, the following topics:

  • Monetary policy and financial stability: Interactions and trade-offs.
  • Global financial spillovers and the role of the U.S. dollar.
  • Macroprudential policy: Design, transmission and applications to housing and beyond.
  • Non-bank financial intermediation, market liquidity and funding fragilities.
  • Emerging macro-financial risks and the digital transformation of finance.

CEMLA invites submissions for a special sponsored session dedicated to discussing outstanding research relevant for Latin America and the Caribbean. Authors indicating a preference for a dual-track submission will have publication opportunities in the Latin American Journal of Central Banking and funding to support their participation in the workshop.

There are no registration or submission fees; however, participants are expected to cover their travel expenses. Each accepted paper will be paired with an invited discussant.

Materials from the previous workshop can be viewed online.

Dissemination policy: Selected papers and presentations will be made available on the conference website and may be livestreamed or recorded for public dissemination (e.g., via YouTube). These materials will not be formally published in any journal or conference proceedings.

Important dates

Submit papers to fsworkshop@cemla.org with subject line “Submission — FSW” by July 18, 2025. Authors of accepted papers will be notified in August 2025.

Keynote speaker

Scientific committee

  • Jennie Bai, Georgetown University
  • Christoph Bertsch, Sveriges Riksbank
  • Diana Bonfim, Banco de Portugal
  • Valentina Bruno, American University
  • Mauricio Calani, Banco Central de Chile
  • Nicola Cetorelli, Federal Reserve Bank of New York
  • Ricardo Correa, Federal Reserve Board
  • Mariela Dal Borgo, Banco de México
  • Scott Davis, Federal Reserve Bank of Dallas
  • Ralph De Haas, European Bank for Reconstruction and Development
  • Filippo De Marco, Bocconi University
  • Paul Fontanier, Yale School of Management
  • Emilia Garcia-Appendini, University of St. Gallen
  • Björn Imbierowicz, Deutsche Bundesbank
  • Gabriel Jiménez, Banco de España
  • Thomas Lambert, Rotterdam School of Management, Erasmus University
  • David Marqués-Ibáñez, European Central Bank
  • David Martinez-Miera, Universidad Carlos III de Madrid
  • Natalya Martynova, Deutsche Bundesbank
  • Ralf Meisenzahl, Federal Reserve Bank of Chicago
  • Camelia Minoiu, Federal Reserve Bank of Atlanta
  • Emanuel Moench, Frankfurt School
  • Carola Müller, Bank for International Settlements
  • Karsten Müller, NUS Singapore
  • Lars Norden, Getulio Vargas Foundation
  • Galo Nuño, Banco de España
  • Efthymios Pavlidis, Lancaster University
  • Diane Pierret, University of Luxembourg
  • Andrea Presbitero, International Monetary Fund
  • Kasper Roszbach, Norges Bank
  • Farzad Saidi, University of Bonn
  • Manuel Santos, University of Miami
  • Glenn Schepens, European Central Bank
  • Leslie Shen, Federal Reserve Bank of Boston
  • Elizaveta Sizova, Norwegian School of Economics
  • Lena Tonzer, Leipzig University and Halle Institute for Economic Research (IWH)
  • Nitzan Tzur-Ilan, Federal Reserve Bank of Dallas
  • Alexander Ufier, Federal Deposit Insurance Corporation
  • Ali Uppal, Imperial College London
  • Bernardus van Doornik, Banco Central do Brasil
  • Emil Verner, Massachusetts Institute of Technology

Program co-chairs

Convocatoria de trabajos

El Centro de Estudios Monetarios Latinoamericanos (CEMLA) y la Reserva Federal de Dallas invitan al envío de trabajos para su 4.º Taller sobre Estabilidad Financiera, que se celebrará los días 24 y 25 de noviembre de 2025 en la sucursal de San Antonio de la Fed de Dallas.

Se aceptarán contribuciones teóricas y empíricas que aborden la interacción entre intermediación financiera, banca y estabilidad financiera. Las temáticas incluyen, aunque no se limitan a:

  • Política monetaria y estabilidad financiera: interacciones y paradojas.
  • Efectos de contagio financiero global y el papel del dólar estadounidense.
  • Política macroprudencial: diseño, mecanismos de transmisión y aplicaciones al sector inmobiliario y otros ámbitos.
  • Intermediación financiera no bancaria, liquidez de mercado y vulnerabilidades de financiación.
  • Nuevos riesgos macrofinancieros y la transformación digital de las finanzas.

CEMLA también invita al envío de trabajos para una sesión especial patrocinada, dedicada a investigaciones relevantes para América Latina y el Caribe. Los autores que indiquen su interés por esta modalidad de doble vía podrán optar a publicar en el Latin American Journal of Central Banking y recibir financiación para asistir al taller.

No hay tasas de inscripción ni de envío; sin embargo, se espera que los participantes cubran sus propios gastos de viaje. Cada trabajo aceptado será asignado a un comentarista invitado.

Puede consultarse información sobre ediciones anteriores del taller en el siguiente enlace.

Política de difusión: Los trabajos seleccionados y las presentaciones estarán disponibles en la página web del evento y podrán ser retransmitidos en directo o grabados para su difusión pública (por ejemplo, a través de YouTube). Estos materiales no serán publicados formalmente en ninguna revista ni actas del congreso.

Cuándo

  • 24-25 de noviembre de 2025

Lugar del evento

  • Sucursal de San Antonio de la Fed de Dallas
    402 Dwyer Ave.
    San Antonio, TX 78204, EE.UU.

Conferencia magistral

Fechas importantes

  • 18 de julio de 2025: Fecha límite de envío. Por favor, enviar los trabajos a: fsworkshop@cemla.org, indicando en el asunto: “Submission — FSW”.
  • Agosto de 2025: Notificación de aceptación a los autores.

Comité científico

  • Jennie Bai, Georgetown University
  • Christoph Bertsch, Sveriges Riksbank
  • Diana Bonfim, Banco de Portugal
  • Valentina Bruno, American University
  • Mauricio Calani, Banco Central de Chile
  • Nicola Cetorelli, Fed de Nueva York
  • Ricardo Correa, Federal Reserve Board
  • Mariela Dal Borgo, Banco de México
  • Scott Davis, Fed de Dallas
  • Ralph De Haas, European Bank for Reconstruction and Development
  • Filippo De Marco, Bocconi University
  • Paul Fontanier, Yale School of Management
  • Emilia Garcia-Appendini, Universidad de St. Gallen
  • Björn Imbierowicz, Deutsche Bundesbank
  • Gabriel Jiménez, Banco de España
  • Thomas Lambert, Rotterdam School of Management, Erasmus University
  • David Marqués-Ibáñez, Banco Central Europeo
  • David Martinez-Miera, Universidad Carlos III de Madrid
  • Natalya Martynova, Deutsche Bundesbank
  • Ralf Meisenzahl, Fed de Chicago
  • Camelia Minoiu, Fed de Atlanta
  • Emanuel Moench, Frankfurt School
  • Carola Müller, Bank for International Settlements
  • Karsten Müller, NUS Singapore
  • Lars Norden, Getulio Vargas Foundation
  • Galo Nuño, Banco de España
  • Efthymios Pavlidis, Lancaster University
  • Diane Pierret, Universidad de Luxemburgo
  • Andrea Presbitero, International Monetary Fund
  • Kasper Roszbach, Norges Bank
  • Farzad Saidi, Universidad de Bonn
  • Manuel Santos, Universidad de Miami
  • Glenn Schepens, Banco Central Europeo
  • Leslie Shen, Fed de Boston
  • Elizaveta Sizova, Norwegian School of Economics
  • Lena Tonzer, Universidad de Leipzig y Halle Institute for Economic Research (IWH)
  • Nitzan Tzur-Ilan, Fed de Dallas
  • Alexander Ufier, Federal Deposit Insurance Corporation
  • Ali Uppal, Imperial College London
  • Bernardus van Doornik, Banco Central do Brasil
  • Emil Verner, Massachusetts Institute of Technology

Coordinadores del programa

For more information

Contact Enrique Martínez García at enrique.martinez-garcia@dal.frb.org.