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4th CEMLA/Dallas Fed Financial Stability Workshop

San Antonio

The Center for Latin American Monetary Studies (CEMLA) and the Federal Reserve Bank of Dallas hosted the 4th Financial Stability Workshop at the Dallas Fed's San Antonio Branch.

3rd CEMLA/Dallas Fed/IBEFA Financial Stability Workshop attendees
Monday, November 24
San Antonio
8:00 a.m. Registration
9:00 a.m.

Opening session

Enrique Martínez García, Federal Reserve Bank of Dallas | Remarks
Manuel Ramos Francia, CEMLA
9:30 a.m.

Session 1: Non-bank financial intermediation, market liquidity and funding fragilities

Chair: Enrique Martínez García

Bank lending to nonbanks: A robust channel fueled by constrained capital?
Presenter: Teng Wang, University of Texas at Arlington | Paper | Slides
Co-authors: John Krainer and Farindokht Vaghefi
Discussant: Asani Sarkar, Federal Reserve Bank of New York | Discussion

From banks to nonbanks: Macroprudential and monetary policy effects on corporate lending
Presenter: Bruno Albuquerque, International Monetary Fund | Paper | Slides
Co-authors: Eugenio Cerutti, Nanyu Chen and Melih Firat
Discussant: Sergio Correia, Federal Reserve Bank of Richmond | Discussion

10:50 a.m. Coffee break
11:20 a.m.

Keynote address

Chair: Mark Wynne, Federal Reserve Bank of Dallas

Tracing the Sources of Fragility in the Financial System
Itay Goldstein, Wharton School, University of Pennsylvania

12:20 p.m. Lunch break
1:30 p.m.

Session 2: Monetary policy and flnanclal stability: Interactions and trade-offs

Chair: Peter Karlström, CEMLA

A macroeconomic model of banks' systemic risk taking
Presenter: Jorge Abad, Banco de España | Paper | Slides
Co-authors: David Martinez-Miera and Javier Suarez
Discussant: Lorenzo Menna, Banco de México | Discussion

The effect of monetary policy on systemic bank funding stability
Presenter: Maximilian Grimm, Federal Reserve Board | Paper | Slides
Discussant: Renata Herrerías, Instituto Tecnológico Autónomo de México | Discussion

2:50 p.m. Coffee break
3:20 p.m.

Session 3: Global financial spillovers and the role of the U.S. dollar

Chair: Gustavo Leyva, CEMLA

Demand propagation through traded risk factors
Presenter: Yu An, Johns Hopkins Carey Business School | Paper | Slides
Co-author: Amy W. Huber
Discussant: Jens Christensen, Federal Reserve Bank of San Francisco | Discussion

Synthetic dollar funding
Presenter: Umang Khetan, University of Iowa | Paper | Slides
Discussant: Maximiliano San Millán, Banco Central de Chile | Discussion

4:40 p.m. Coffee break
5:10 p.m.

Session 4: Emerging macro-financial risks and the digital transformation of finance

Chair: Gerardo Hernández del Valle, CEMLA

The effect of instant payments on the banking system: Liquidity transformation and risk-taking
Presenter: Rodrigo Gonzalez, Banco Central do Brasil | Paper | Slides
Co-authors: Ding Ding, Yiming Ma and Yao Zeng
Discussant: Mariela Dal Borgo, Banco de México | Discussion

Financial stability implications of generative AI: Taming the animal spirits
Presenter: Anne Lundgaard Hansen, Federal Reserve Bank of Richmond | Paper | Slides
Co-author: Seung Jung Lee
Discussant: Haoyang Liu, Federal Reserve Bank of Dallas | Discussion

Tuesday, November 25
San Antonio
8:30 a.m. Registration
9:00 a.m. Session 5: Macroprudential policy: Design, transmission and applications
  Chair: Nelson Ramírez Rondán, CEMLA

The capital constraints channel of collateral eligibility: Evidence from a credit support exit policy

Presenter: Patricio Toro, Banco Central de Chile | Paper | Slides
Co-authors: Luis Felipe Céspedes, Tomás Cortés and Alberto Undurraga-Flotts
Discussant: Peter Karlström | Discussion

Internal loan ratings, supervision and procyclical leverage
Presenter: Pinar Uysal, Federal Reserve Board | Paper | Slides
Co-authors: Stephen A. Karolyi, Lewis W. Gaul and Jonathan Jones
Discussant: Anya V. Kleymenova, Federal Reserve Board | Discussion
10:20 a.m. Coffee break
10:50 a.m.

Session 6: Housing market dynamics and credit risk

Chair: Luis Torres, Federal Reserve Bank of Dallas

Is there a puzzle in underwater mortgage default?
Presenter: David Zhang, Rice University | Paper | Slides
Co-authors: Lara Loewenstein, Paul Willen and Yuxi Yao

Macroprudential policy and housing wealth inequality: Evidence from the Euro area
Presenter: Alberto Pérez-Bernabeu, Universided de Alicante | Paper | Slides
Co-author: Álvaro Fernández-Gallardo

U.K. housing market connectivity and the transmission of monetary policy
Presenter: Iván Payá, Universidad de Alicante | Slides
Co-author: Alberto Pérez-Bernabeu

Dynamic balance sheet simulation and credit default prediction: A stress test model for Colombian firms
Presenter: Diego Fernando Cuesta-Mora, Banco de la República (Colombia) | Paper | Slides
Co-author: Camilo Gómez

12:30 p.m.

Closing remarks

Enrique Martínez García
Gustavo Leyva
This call for papers is now closed. The event took place Nov. 24-25, 2025.

The Center for Latin American Monetary Studies (CEMLA) and the Federal Reserve Bank of Dallas invite theoretical and empirical submissions focusing on the interplay between financial intermediation, banking and financial stability. Submissions may address, but are not limited to, the following topics:

  • Monetary policy and financial stability: Interactions and trade-offs.
  • Global financial spillovers and the role of the U.S. dollar.
  • Macroprudential policy: Design, transmission and applications to housing and beyond.
  • Non-bank financial intermediation, market liquidity and funding fragilities.
  • Emerging macro-financial risks and the digital transformation of finance.

CEMLA invites submissions for a special sponsored session dedicated to discussing outstanding research relevant for Latin America and the Caribbean. Authors indicating a preference for a dual-track submission will have publication opportunities in the Latin American Journal of Central Banking and funding to support their participation in the workshop.

There are no registration or submission fees; however, participants are expected to cover their travel expenses. Each accepted paper will be paired with an invited discussant.

Materials from the previous workshop can be viewed online.

Dissemination policy: Selected papers and presentations will be made available on the conference website and may be livestreamed or recorded for public dissemination (e.g., via YouTube). These materials will not be formally published in any journal or conference proceedings.

Important dates

Submit papers to fsworkshop@cemla.org with subject line “Submission — FSW” by July 18, 2025. Authors of accepted papers will be notified in August 2025.

Keynote speaker

Scientific committee

  • Jennie Bai, Georgetown University
  • Christoph Bertsch, Sveriges Riksbank
  • Diana Bonfim, Banco de Portugal
  • Valentina Bruno, American University
  • Mauricio Calani, Banco Central de Chile
  • Nicola Cetorelli, Federal Reserve Bank of New York
  • Ricardo Correa, Federal Reserve Board
  • Mariela Dal Borgo, Banco de México
  • Scott Davis, Federal Reserve Bank of Dallas
  • Ralph De Haas, European Bank for Reconstruction and Development
  • Filippo De Marco, Bocconi University
  • Paul Fontanier, Yale School of Management
  • Emilia Garcia-Appendini, University of St. Gallen
  • Björn Imbierowicz, Deutsche Bundesbank
  • Gabriel Jiménez, Banco de España
  • Thomas Lambert, Rotterdam School of Management, Erasmus University
  • David Marqués-Ibáñez, European Central Bank
  • David Martinez-Miera, Universidad Carlos III de Madrid
  • Natalya Martynova, Deutsche Bundesbank
  • Ralf Meisenzahl, Federal Reserve Bank of Chicago
  • Camelia Minoiu, Federal Reserve Bank of Atlanta
  • Emanuel Moench, Frankfurt School
  • Carola Müller, Bank for International Settlements
  • Karsten Müller, NUS Singapore
  • Lars Norden, Getulio Vargas Foundation
  • Galo Nuño, Banco de España
  • Efthymios Pavlidis, Lancaster University
  • Diane Pierret, University of Luxembourg
  • Andrea Presbitero, International Monetary Fund
  • Kasper Roszbach, Norges Bank
  • Farzad Saidi, University of Bonn
  • Manuel Santos, University of Miami
  • Glenn Schepens, European Central Bank
  • Leslie Shen, Federal Reserve Bank of Boston
  • Elizaveta Sizova, Norwegian School of Economics
  • Lena Tonzer, Leipzig University and Halle Institute for Economic Research (IWH)
  • Nitzan Tzur-Ilan, Federal Reserve Bank of Dallas
  • Alexander Ufier, Federal Deposit Insurance Corporation
  • Ali Uppal, Imperial College London
  • Bernardus van Doornik, Banco Central do Brasil
  • Emil Verner, Massachusetts Institute of Technology

Program co-chairs

For more information

Contact Enrique Martínez García.