Eleventh District banks rely on core business, stay profitable as loan growth softens
Banks in the Federal Reserve Eleventh District have adapted to rising interest rates, which have discouraged new borrowing and complicated the transition to higher-earning loan portfolios, while credit remains strong as borrowers continue to make payments amidst economic growth.
June 06, 2025
Research Department Working Papers
Local Labor Markets and Selection into the Teaching Profession
Using administrative data from Texas, this paper tracks individuals from high school through college to the workforce to determine the effects of local labor markets on occupational choice.
June 03, 2025
Texas Economy
Texas service sector activity declines modestly
Texas service sector activity contracted in May, according to business executives responding to the Texas Service Sector Outlook Survey.
May 28, 2025
Texas Manufacturing Outlook Survey
Texas factory activity held steady in May, according to business executives responding to the Texas Manufacturing Outlook Survey.
May 27, 2025
Texas Economic Indicators
The Texas economy expanded in April. Employment growth was strong, and earnings rose. At the same time, the April Texas Business Outlook Surveys showed a continued decline in business activity.
May 22, 2025
Texas Employment Forecast
The Texas Employment Forecast indicates jobs will increase 1.7 percent in 2025, with an 80 percent confidence band of 1.1 to 2.3 percent.
May 16, 2025
Texas’ economic outlook deteriorates as tariff-related uncertainty builds
While lagging indicators reflect resilient growth for the Texas economy, more recent survey data suggest diminished momentum amid elevated uncertainty about the outlook.
May 15, 2025
Waco building on ‘Fixer Upper,’ Baylor notoriety to reinvent itself
Malcolm Duncan, whose tenure as Waco mayor coincided with the city’s emergence as a destination and area economic hub, discusses how the city has changed and where its future fortunes and challenges lie.
May 09, 2025
Energy Indicators
Energy executives surveyed by the Dallas Fed reported an increase in the price of oil needed to justify drilling, as economic uncertainty and planned production increases from OPEC+ nations pushed oil prices down.
May 01, 2025
Texas Economic Indicators
The Texas economy expanded in March. Employment and earnings both rose. The April Texas Business Outlook Surveys showed a notable decline in company outlooks.
April 30, 2025