Dallas Fed Economics Archive
Analysis and insights to enhance your understanding of the economy
March 24, 2020
W. Scott Frame, Kristopher Gerardi, Daniel Sexton and Joseph Tracy
The Consumer Financial Protection Bureau has announced that it intends to change the definition of a “qualified mortgage.” Specifically, the CFPB proposes to reconsider the use of a borrower's debt-to-income ratio as a measure of the ability to repay a loan.
March 10, 2020
Mark A. Wynne
Dudley and Dallas Fed President Robert S. Kaplan discussed Dudley’s role during the financial crisis, his leadership of the New York Fed and popular misconceptions about the Fed.
March 3, 2020
Anton Cheremukhin and Antonella Tutino
The marriage market constitutes a way to ameliorate income inequality in the U.S. and to create bridges across the income ladder.
February 25, 2020
Keith R. Phillips and Christopher Slijk
We show how a new measure tied to oil and gas production provides a result that is more consistent with other assessments of real output in this industry.
February 18, 2020
Robert S. Kaplan
In his latest essay, posted on Dallas Fed Economics, President Rob Kaplan provides his assessment of current economic conditions, the outlook for the energy industry, and the current stance of monetary policy.
February 11, 2020
Anton Cheremukhin and Antonella Tutino
With the advance of social networks and increasing prevalence of online dating, the question of how men and women match up has gained importance in economics and society.
February 6, 2020
Emily Kerr and Chloe Smith
Growth in the Texas economy picked up at year-end 2019 and accelerated into January and job gains in December were accompanied by service sector growth.
February 4, 2020
W. Scott Frame and Joseph Tracy
Over the past decade, broad-based legislative reforms for housing finance have proven elusive. However, reflecting lessons from the financial crisis, a political consensus has emerged on how Fannie Mae and Freddie Mac should operate.
January 14, 2020
W. Scott Frame and Joseph Tracy
The Treasury recently released a plan proposing several administrative and legislative changes aimed at returning Fannie Mae and Freddie Mac to the private sector after more than a decade of federal control.
January 7, 2020
Joseph Tracy and Matthew E. Kahn
Concern has increased about the ability of very large firms to exert market power and hold down wages in localities where they dominate.